HomeRhode IslandProvidence CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Providence County, Rhode Island

Fat Boy Data analyzed cash-out refinance activity in Providence County, Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,676 applications were decided by 207 lenders between 2023 and 2025.

Providence County at a glance

207Active lenders53 with 20+ decisions
64.5%Market approval rate4,309 of 6,676 decided
$235KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,132 loans funded

How Providence County compares

Approval rate compared
Providence County64.5%Rhode Island67.0%All 616 counties68.2%
Typical loan compared
Providence County$235KRhode Island$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Providence County, RI, 858 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

The typical cash-out refinance here is $235K, 21% larger than the Rhode Island typical of $195K.

Approval rate of all 53 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 13% approved of 77Amerisave Mortgage Corporation: 24% approved of 469American Financing Corporation: 30% approved of 30Spring Eq, LLC: 32% approved of 50Lakeview Loan Servicing, LLC: 33% approved of 100Carrington Mortgage Services, LLC: 34% approved of 241Wells Fargo Bank, National Association: 45% approved of 40Village Capital & Investment LLC: 45% approved of 20Newrez LLC: 46% approved of 278New American Funding, LLC: 46% approved of 89The Washington Trust Company, of Westerly: 51% approved of 39Mutual of Omaha Mortgage, Inc.: 52% approved of 95Pennymac Loan Services, LLC: 53% approved of 127Quorum Federal Credit Union: 56% approved of 32First Technology: 56% approved of 39The People's Credit Union: 57% approved of 21Greenwood Credit Union: 62% approved of 162Rhode Island Credit Union: 62% approved of 420Freedom Mortgage Corporation: 62% approved of 152Nations Direct Mortgage, LLC: 63% approved of 49Navy Federal Credit Union: 64% approved of 39Texana Bank, National Association: 65% approved of 20Loandepot.Com, LLC: 65% approved of 305BankNewport: 65% approved of 130Shoreham Bank: 67% approved of 24United Wholesale Mortgage, LLC: 68% approved of 200Centreville Bank: 70% approved of 61Citizens Bank, National Association: 71% approved of 176Primary Residential Mortgage, Inc.: 73% approved of 125Bank of America, National Association: 73% approved of 26Flagstar Bank, National Association: 77% approved of 30Rocket Mortgage, LLC: 77% approved of 1,134Province Mortgage Associates, Inc.: 77% approved of 53Nationstar Mortgage LLC: 77% approved of 133The Federal Savings Bank: 78% approved of 37BayCoast Bank: 79% approved of 43Wave Federal Credit Union: 79% approved of 29Fall River Five Cents Savings Bank: 80% approved of 30First Home Mortgage Corporation: 81% approved of 21Milford Federal Bank: 81% approved of 27Mortgage Equity Partners LLC: 82% approved of 22Northpointe Bank: 83% approved of 35COASTAL1 Credit Union: 84% approved of 103Arc Home LLC: 85% approved of 20JPMorgan Chase Bank, National Association: 85% approved of 27Cmg Mortgage, Inc.: 86% approved of 69Crosscountry Mortgage, LLC: 87% approved of 30Navigant Credit Union: 90% approved of 207Guild Mortgage Company LLC: 91% approved of 82Total Mortgage Services, LLC: 94% approved of 31Movement Mortgage, LLC: 94% approved of 110Reliance First Capital, LLC: 95% approved of 44Nfm, Inc.: 100% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Providence County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%876 / 1,13498%$185K858
2Amerisave Mortgage Corporation24%113 / 469100%$95K113
3Rhode Island Credit Union62%262 / 42097%$65K254
4Loandepot.Com, LLC65%199 / 30597%$285K194
5Newrez LLC46%127 / 27897%$175K123

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 202 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Providence County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Providence County

Nearby markets