Lender profile · HMDA 2023–2025
Rhode Island Credit Union mortgage approval rates & lending data
Rhode Island Credit Union decided 1,400 mortgage applications and funded 841 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 61% | 416 / 685 | 99% | $65K | 412 |
| Cash-out refinance | 64% | 406 / 639 | 97% | $65K | 394 |
| Refinance | 48% | 21 / 44 | 90% | $85K | 19 |
Rhode Island Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Rhode Island | 61% | $65K | 1,301 | 784 |
| Massachusetts | 61% | $75K | 90 | 54 |
| Connecticut | 80% | $55K | 5 | 3 |
| Florida | 0% | — | 2 | 0 |
| New York | 0% | — | 2 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.