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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Washington County, Rhode Island

Fat Boy Data analyzed cash-out refinance activity in Washington County, Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,305 applications were decided by 122 lenders between 2023 and 2025.

Washington County at a glance

122Active lenders17 with 20+ decisions
70.3%Market approval rate917 of 1,305 decided
$225KTypical loanmedian lender, $10K brackets
97%Borrower take-up888 loans funded

How Washington County compares

Approval rate compared
Washington County70.3%Rhode Island67.0%All 616 counties68.2%
Typical loan compared
Washington County$225KRhode Island$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Washington County, RI, 195 of them.

Centreville Bank approved the highest share of applications among lenders with at least 20 decisions here, 93% of 28.

The typical cash-out refinance here is $225K, 15% larger than the Rhode Island typical of $195K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 29% approved of 90Carrington Mortgage Services, LLC: 46% approved of 24Newrez LLC: 52% approved of 48Pennymac Loan Services, LLC: 54% approved of 26Loandepot.Com, LLC: 56% approved of 41United Wholesale Mortgage, LLC: 59% approved of 32Rhode Island Credit Union: 62% approved of 56The People's Credit Union: 65% approved of 26Greenwood Credit Union: 72% approved of 32BankNewport: 74% approved of 62Charter Oak Federal Credit Union: 75% approved of 20Rocket Mortgage, LLC: 76% approved of 264Navy Federal Credit Union: 80% approved of 20Navigant Credit Union: 81% approved of 37The Washington Trust Company, of Westerly: 82% approved of 39Nationstar Mortgage LLC: 86% approved of 28Centreville Bank: 93% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%201 / 26497%$195K195
2Amerisave Mortgage Corporation29%26 / 90100%$185K26
3BankNewport74%46 / 6298%$215K45
4Rhode Island Credit Union62%35 / 5697%$105K34
5Newrez LLC52%25 / 48100%$225K25

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 117 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Washington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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