HomeRhode IslandInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Rhode Island

Fat Boy Data analyzed investment cash-out refinance activity in Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,378 applications were decided by 167 lenders between 2023 and 2025.

Rhode Island at a glance

167Active lenders19 with 20+ decisions
76.9%Market approval rate1,060 of 1,378 decided
$335KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,000 loans funded

How Rhode Island compares

Approval rate compared
Rhode Island76.9%All 616 counties73.1%
Typical loan compared
Rhode Island$335KAll 616 counties$205K

What the data shows

Rf Renovo Management Company, LLC made the most investment cash-out refinances in Rhode Island, 45 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 45.

The typical investment cash-out refinance here is $335K, 63% larger than the the United States typical of $205K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 23% approved of 22Amerisave Mortgage Corporation: 25% approved of 32BankNewport: 59% approved of 29Rocket Mortgage, LLC: 66% approved of 44Homexpress Mortgage Corp.: 68% approved of 50Cmg Mortgage, Inc.: 70% approved of 20United Wholesale Mortgage, LLC: 72% approved of 58Greenwood Credit Union: 75% approved of 32Navigant Credit Union: 81% approved of 21Carrington Mortgage Services, LLC: 85% approved of 47Movement Mortgage, LLC: 89% approved of 45Loan Funder LLC: 92% approved of 25American Heritage Lending, LLC: 92% approved of 25Arc Home LLC: 93% approved of 30Rf Renovo Management Company, LLC: 96% approved of 47Velocity Commercial Capital, LLC: 97% approved of 31Bpl Mortgage, LLC: 98% approved of 42Nfm, Inc.: 100% approved of 45Ocmbc, Inc.: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Rhode Island

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only72%42 / 58100%$305K42
2Homexpress Mortgage Corp.Broker only68%34 / 50100%$435K34
3Carrington Mortgage Services, LLC85%40 / 4775%$365K30
4Rf Renovo Management Company, LLC96%45 / 47100%$435K45
5Movement Mortgage, LLC89%40 / 4588%$375K35

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 162 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Rhode Island. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Rhode Island

Counties in Rhode Island