Investment property improvement lenders in Lancaster County, Pennsylvania
Fat Boy Data analyzed investment home improvement loan activity in Lancaster County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 297 applications were decided by 44 lenders between 2023 and 2025.
Lancaster County at a glance
How Lancaster County compares
What the data shows
The Ephrata National Bank made the most investment home improvement loans in Lancaster County, PA, 29 of them.
Bank of Bird-in-Hand approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.
Lenders approved 58.2% of investment home improvement loan applications in Lancaster County, PA, 8.0 percentage points above the Pennsylvania rate of 50.2%.
The typical investment home improvement loan here is $105K, 11% larger than the Pennsylvania typical of $95K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property improvement lenders in Lancaster County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | The Ephrata National Bank | 74% | 32 / 43 | 91% | $105K | 29 |
| 2 | Fulton Bank, National Association | 44% | 17 / 39 | 100% | $135K | 17 |
| 3 | Members 1St | 14% | 4 / 29 | 100% | $205K | 4 |
| 4 | Univest Bank and Trust Co. | 89% | 24 / 27 | 96% | $95K | 23 |
| 5 | Pennsylvania State Employees Credit Union | 77% | 20 / 26 | 85% | $85K | 17 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 39 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Lancaster County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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