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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Lancaster County, Pennsylvania

Fat Boy Data analyzed home purchase mortgage activity in Lancaster County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,176 applications were decided by 385 lenders between 2023 and 2025.

Lancaster County at a glance

385Active lenders88 with 20+ decisions
88.2%Market approval rate13,393 of 15,176 decided
$275KTypical loanmedian lender, $10K brackets
96%Borrower take-up12,798 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County88.2%Pennsylvania89.8%All 616 counties87.6%
Typical loan compared
Lancaster County$275KPennsylvania$255KAll 616 counties$335K

What the data shows

Guild Mortgage Company LLC made the most home purchase mortgages in Lancaster County, PA, 1,679 of them.

S&T Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 78.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 20% approved of 11621St Mortgage Corporation: 29% approved of 473First Credit Corporation of New York, Inc.: 29% approved of 102Tammac Holdings Corporation: 38% approved of 125Credit Human Federal Credit Union: 57% approved of 199Triad Financial Services, Inc.: 62% approved of 426NVR Mortgage Finance, Inc.: 65% approved of 89Members 1St: 69% approved of 432Bank of America, National Association: 75% approved of 48PNC Bank, National Association: 80% approved of 173Truist Bank: 80% approved of 214Wells Fargo Bank, National Association: 82% approved of 150Navy Federal Credit Union: 83% approved of 88Citizens Bank, National Association: 85% approved of 156Kind Lending, LLC: 87% approved of 54Mid Penn Bank: 88% approved of 86Mortgage Research Center, LLC: 89% approved of 135The Ephrata National Bank: 89% approved of 645Sierra Pacific Mortgage Company, Inc.: 89% approved of 75JPMorgan Chase Bank, National Association: 90% approved of 84First National Bank of Pennsylvania: 91% approved of 202Primary Residential Mortgage, Inc.: 91% approved of 46Manufacturers and Traders Trust Company: 92% approved of 84Rocket Mortgage, LLC: 92% approved of 593Union Home Mortgage Corp.: 92% approved of 103Fulton Bank, National Association: 93% approved of 1,204Guaranteed Rate Affinity, LLC: 94% approved of 114Pennymac Loan Services, LLC: 94% approved of 261Orrstown Bank: 95% approved of 151Pennsylvania State Employees Credit Union: 95% approved of 213Northwest Bank: 95% approved of 79Alcova Mortgage LLC: 95% approved of 119United Wholesale Mortgage, LLC: 95% approved of 363Univest Bank and Trust Co.: 96% approved of 169Loandepot.Com, LLC: 96% approved of 160Fairway Independent Mortgage Corporation: 97% approved of 417Bank of Bird-in-Hand: 97% approved of 90The Huntington National Bank: 97% approved of 60Howard Hanna Financial Services, Inc.: 97% approved of 68Provident Funding Associates, L.P.: 97% approved of 69Cmg Mortgage, Inc.: 97% approved of 176Traditions Bank: 97% approved of 144Homesale Mortgage, LLC: 97% approved of 328Guaranteed Rate, Inc.: 98% approved of 160Mde Home Loans, LLC: 98% approved of 85Mortgage America, Inc.: 98% approved of 48Farmers and Merchants Trust Company of Chambersburg: 98% approved of 49American Pacific Mortgage Corporation: 98% approved of 58Horizon Farm Credit, ACA: 98% approved of 64Crosscountry Mortgage, LLC: 98% approved of 527Meridian Bank: 98% approved of 132Emm Loans LLC: 98% approved of 199New American Funding, LLC: 99% approved of 404Newrez LLC: 99% approved of 208Movement Mortgage, LLC: 99% approved of 155Guild Mortgage Company LLC: 99% approved of 1,770Amerihome Mortgage Company, LLC: 99% approved of 153S&T Bank: 100% approved of 78Cardinal Financial Company, Limited Partnership: 100% approved of 54Radius Financial Group Inc.: 100% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guild Mortgage Company LLC99%1,749 / 1,77096%$275K1,679
2Fulton Bank, National Association93%1,121 / 1,20498%$225K1,103
3The Ephrata National Bank89%576 / 64593%$275K538
4Rocket Mortgage, LLC92%544 / 59399%$275K541
5Crosscountry Mortgage, LLC98%519 / 52799%$285K516

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 380 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Lancaster County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Lancaster County

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Nearby markets

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