refinance lenders · HMDA 2023–2025

Refinance lenders in Lancaster County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Lancaster County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,182 applications were decided by 227 lenders between 2023 and 2025.

Lancaster County at a glance

227Active lenders34 with 20+ decisions
75.3%Market approval rate4,654 of 6,182 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,432 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County75.3%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Lancaster County$155KPennsylvania$115KAll 616 counties$295K

What the data shows

Members 1St made the most mortgage refinances in Lancaster County, PA, 830 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical mortgage refinance here is $155K, 35% larger than the Pennsylvania typical of $115K.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 40% approved of 96Lakeview Loan Servicing, LLC: 43% approved of 21Third Federal Savings And Loan Association Of Cleveland: 54% approved of 24First National Bank of Pennsylvania: 54% approved of 136Newrez LLC: 62% approved of 53Mortgage Research Center, LLC: 63% approved of 27S&T Bank: 64% approved of 104Truist Bank: 67% approved of 678The Ephrata National Bank: 69% approved of 375Everence Federal Credit Union: 71% approved of 34Wells Fargo Bank, National Association: 71% approved of 24Members 1St: 71% approved of 1,193Citizens Bank, National Association: 75% approved of 325PNC Bank, National Association: 78% approved of 351Manufacturers and Traders Trust Company: 79% approved of 160Fulton Bank, National Association: 81% approved of 488United Wholesale Mortgage, LLC: 81% approved of 107Rocket Mortgage, LLC: 82% approved of 166Loandepot.Com, LLC: 83% approved of 24New American Funding, LLC: 85% approved of 20Sun East Federal Credit Union: 85% approved of 20Belco Community Credit Union: 86% approved of 245Guild Mortgage Company LLC: 86% approved of 71Pennsylvania State Employees Credit Union: 86% approved of 171Orrstown Bank: 86% approved of 123Pennymac Loan Services, LLC: 88% approved of 74Univest Bank and Trust Co.: 89% approved of 101Lendage, LLC: 91% approved of 22Village Capital & Investment LLC: 93% approved of 29Horizon Farm Credit, ACA: 94% approved of 31Freedom Mortgage Corporation: 95% approved of 63Mid Penn Bank: 96% approved of 23Bank of Bird-in-Hand: 98% approved of 44Crosscountry Mortgage, LLC: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1Members 1St71%851 / 1,19398%$105K830
2Truist Bank67%451 / 67894%$105K425
3Fulton Bank, National Association81%394 / 48899%$155K389
4The Ephrata National Bank69%257 / 37593%$175K240
5PNC Bank, National Association78%273 / 35197%$105K266

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 222 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Lancaster County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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