Lender profile · HMDA 2023–2025
Univest Bank and Trust Co. mortgage approval rates & lending data
Univest Bank and Trust Co. decided 5,812 mortgage applications and funded 5,214 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,463 / 2,566 | 99% | $285K | 2,441 |
| Home improvement loans | 82% | 1,013 / 1,236 | 98% | $105K | 989 |
| Cash-out refinance | 98% | 111 / 113 | 96% | $245K | 106 |
| Refinance | 87% | 572 / 661 | 99% | $155K | 565 |
| Investment property purchase | 96% | 686 / 713 | 100% | $255K | 685 |
| Investment cash-out refinance | 97% | 29 / 30 | 97% | $185K | 28 |
| Investment refinance | 92% | 180 / 195 | 99% | $145K | 179 |
| Investment home improvement | 76% | 226 / 298 | 98% | $95K | 221 |
Univest Bank and Trust Co. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 91% | $245K | 5,378 | 4,811 |
| New Jersey | 92% | $355K | 240 | 219 |
| Delaware | 96% | $365K | 54 | 52 |
| Florida | 90% | $395K | 52 | 47 |
| South Carolina | 97% | $705K | 32 | 31 |
| Maryland | 96% | $225K | 27 | 26 |
| North Carolina | 100% | $335K | 9 | 9 |
| New York | 100% | $865K | 5 | 5 |
| Virginia | 100% | $455K | 5 | 5 |
| Georgia | 100% | $315K | 3 | 3 |
| West Virginia | 67% | $205K | 3 | 2 |
| Ohio | 100% | $175K | 2 | 2 |
| Arizona | 100% | $825K | 1 | 1 |
| Massachusetts | 100% | $605K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.