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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Yamhill County, Oregon

Fat Boy Data analyzed home improvement loan activity in Yamhill County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,311 applications were decided by 82 lenders between 2023 and 2025.

Yamhill County at a glance

82Active lenders15 with 20+ decisions
72.9%Market approval rate955 of 1,311 decided
$55KTypical loanmedian lender, $10K brackets
94%Borrower take-up898 loans funded

How Yamhill County compares

Approval rate compared
Yamhill County72.9%Oregon73.7%All 616 counties62.7%
Typical loan compared
Yamhill County$55KOregon$75KAll 616 counties$75K

What the data shows

Onpoint Community Credit Union made the most home improvement loans in Yamhill County, OR, 333 of them.

That is 37% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Oregon State Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.

The typical home improvement loan here is $55K, 27% smaller than the Oregon typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 23% approved of 22Spring Eq, LLC: 36% approved of 36Bank of America, National Association: 50% approved of 50U.S. Bank National Association: 61% approved of 111KeyBank National Association: 64% approved of 22Columbia Bank: 65% approved of 57Unitus Community Credit Union: 67% approved of 24Figure Lending LLC: 68% approved of 28Oregon Community: 79% approved of 33Onpoint Community Credit Union: 79% approved of 460First Federal: 80% approved of 55Rivermark Community Credit Union: 80% approved of 20First Community: 93% approved of 85First Technology Federal Credit Union: 95% approved of 40Oregon State Credit Union: 100% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Yamhill County

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit Union79%365 / 46091%$55K333
2U.S. Bank National Association61%68 / 11199%$75K67
3First Community93%79 / 85100%$55K79
4Columbia Bank65%37 / 5792%$75K34
5First Federal80%44 / 55100%$65K44

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 77 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Yamhill County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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