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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Marion County, Oregon

Fat Boy Data analyzed home improvement loan activity in Marion County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,546 applications were decided by 107 lenders between 2023 and 2025.

Marion County at a glance

107Active lenders20 with 20+ decisions
73.8%Market approval rate2,616 of 3,546 decided
$75KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,456 loans funded

How Marion County compares

Approval rate compared
Marion County73.8%Oregon73.7%All 616 counties62.7%
Typical loan compared
Marion County$75KOregon$75KAll 616 counties$75K

What the data shows

Marion and Polk Schools Credit Union made the most home improvement loans in Marion County, OR, 768 of them.

That is 31% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

First Technology Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 123.

Only 1 lender here typically writes at or below $35K: HERITAGE GROVE Federal Credit Union.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 38% approved of 64Bank of America, National Association: 44% approved of 150Spring Eq, LLC: 45% approved of 85Banner Bank: 48% approved of 21U.S. Bank National Association: 49% approved of 329Unitus Community Credit Union: 52% approved of 162KeyBank National Association: 59% approved of 46Columbia Bank: 68% approved of 168Embold Federal Credit Union: 72% approved of 25Figure Lending LLC: 72% approved of 98Selco Community: 76% approved of 108Rivermark Community Credit Union: 76% approved of 21Onpoint Community Credit Union: 76% approved of 370Oregon Community: 80% approved of 252Navy Federal Credit Union: 82% approved of 34Marion and Polk Schools Credit Union: 88% approved of 880Oregon State Credit Union: 89% approved of 131HERITAGE GROVE Federal Credit Union: 93% approved of 29First Technology Federal Credit Union: 94% approved of 123Coastal Community Bank: 100% approved of 59

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Marion County

LenderApprovalApprovedTaken upTypical loanLoans made
1Marion and Polk Schools Credit Union88%776 / 88099%$105K768
2Onpoint Community Credit Union76%283 / 37092%$55K260
3U.S. Bank National Association49%162 / 32998%$75K159
4Oregon Community80%202 / 25295%$65K191
5Columbia Bank68%115 / 16899%$105K114

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 102 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Marion County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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