Lender profile · HMDA 2023–2025
First Community (Oregon) mortgage approval rates & lending data
First Community (Oregon) decided 1,402 mortgage applications and funded 1,217 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 297 / 340 | 100% | $395K | 296 |
| Home improvement loans | 87% | 464 / 533 | 99% | $55K | 460 |
| Cash-out refinance | 88% | 231 / 263 | 100% | $225K | 230 |
| Refinance | 89% | 171 / 193 | 100% | $465K | 171 |
| Investment property purchase | 75% | 24 / 32 | 100% | $335K | 24 |
First Community (Oregon) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 87% | $225K | 1,355 | 1,176 |
| Washington | 83% | $525K | 29 | 23 |
| Arizona | 100% | $335K | 11 | 11 |
| Idaho | 100% | $475K | 5 | 5 |
| California | 100% | $275K | 1 | 1 |
| Montana | 100% | $275K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.