Home improvement loan lenders in Clackamas County, Oregon
Fat Boy Data analyzed home improvement loan activity in Clackamas County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,675 applications were decided by 121 lenders between 2023 and 2025.
Clackamas County at a glance
How Clackamas County compares
What the data shows
Onpoint Community Credit Union made the most home improvement loans in Clackamas County, OR, 1,529 of them.
That is 39% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
First Technology Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 127.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Clackamas County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Onpoint Community Credit Union | 83% | 1,658 / 1,994 | 92% | $75K | 1,529 |
| 2 | U.S. Bank National Association | 64% | 308 / 480 | 97% | $105K | 300 |
| 3 | Bank of America, National Association | 58% | 257 / 446 | 97% | $105K | 250 |
| 4 | Embold Federal Credit Union | 75% | 293 / 393 | 99% | $85K | 289 |
| 5 | Unitus Community Credit Union | 67% | 188 / 282 | 94% | $65K | 177 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 116 more lenders.
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