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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Miami County, Ohio

Fat Boy Data analyzed home improvement loan activity in Miami County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,498 applications were decided by 66 lenders between 2023 and 2025.

Miami County at a glance

66Active lenders14 with 20+ decisions
69.0%Market approval rate1,033 of 1,498 decided
$55KTypical loanmedian lender, $10K brackets
93%Borrower take-up959 loans funded

How Miami County compares

Approval rate compared
Miami County69.0%Ohio63.6%All 616 counties62.7%
Typical loan compared
Miami County$55KOhio$65KAll 616 counties$75K

What the data shows

Wright-Patt Credit Union, Inc. made the most home improvement loans in Miami County, OH, 368 of them.

That is 38% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Abbey Credit Union, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

Lenders approved 69.0% of home improvement loan applications in Miami County, OH, 5.4 percentage points above the Ohio rate of 63.6%.

The typical home improvement loan here is $55K, 15% smaller than the Ohio typical of $65K.

Only 2 lenders here typically write at or below $35K: The Park National Bank, Figure Lending LLC.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 42% approved of 24U.S. Bank National Association: 47% approved of 101The Huntington National Bank: 49% approved of 110First Financial Bank: 50% approved of 28Figure Lending LLC: 64% approved of 25PNC Bank, National Association: 66% approved of 47Superior Credit Union, Inc.: 67% approved of 21Wright-Patt Credit Union, Inc.: 71% approved of 584Fifth Third Bank, National Association: 73% approved of 158The Park National Bank: 75% approved of 77Day Air Credit Union, Inc.: 76% approved of 33Coastal Community Bank: 97% approved of 31Union Savings Bank: 98% approved of 45Abbey Credit Union, Inc.: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Miami County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wright-Patt Credit Union, Inc.71%412 / 58489%$55K368
2Fifth Third Bank, National Association73%115 / 15899%$55K114
3The Huntington National Bank49%54 / 11094%$55K51
4U.S. Bank National Association47%47 / 101100%$55K47
5The Park National Bank75%58 / 77100%$35K58

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 61 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Miami County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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