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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Montgomery County, Ohio

Fat Boy Data analyzed home improvement loan activity in Montgomery County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,694 applications were decided by 106 lenders between 2023 and 2025.

Montgomery County at a glance

106Active lenders23 with 20+ decisions
63.7%Market approval rate4,263 of 6,694 decided
$45KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,932 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County63.7%Ohio63.6%All 616 counties62.7%
Typical loan compared
Montgomery County$45KOhio$65KAll 616 counties$75K

What the data shows

Wright-Patt Credit Union, Inc. made the most home improvement loans in Montgomery County, OH, 1,533 of them.

That is 39% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Kh Network Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

The typical home improvement loan here is $45K, 31% smaller than the Ohio typical of $65K.

Only 3 lenders here typically write at or below $35K: Union Savings Bank, CODE Credit Union, Kh Network Credit Union.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 111Bank of America, National Association: 29% approved of 75Spring Eq, LLC: 31% approved of 62U.S. Bank National Association: 34% approved of 270Third Federal Savings And Loan Association Of Cleveland: 39% approved of 95The Huntington National Bank: 48% approved of 529PNC Bank, National Association: 56% approved of 307KeyBank National Association: 57% approved of 51Citizens Bank, National Association: 59% approved of 32First Financial Bank: 62% approved of 98Wright-Patt Credit Union, Inc.: 63% approved of 2,733Navy Federal Credit Union: 63% approved of 71Fifth Third Bank, National Association: 63% approved of 672Rocket Mortgage, LLC: 67% approved of 27Bridge Credit Union, Inc.: 71% approved of 31Figure Lending LLC: 80% approved of 88CODE Credit Union: 83% approved of 69Day Air Credit Union, Inc.: 83% approved of 523Universal 1 Credit Union: 86% approved of 86WesBanco Bank, Inc.: 87% approved of 55Union Savings Bank: 96% approved of 323Coastal Community Bank: 98% approved of 83Kh Network Credit Union: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wright-Patt Credit Union, Inc.63%1,720 / 2,73389%$45K1,533
2Fifth Third Bank, National Association63%426 / 67296%$55K408
3The Huntington National Bank48%252 / 52995%$75K239
4Day Air Credit Union, Inc.83%434 / 523100%$45K432
5Union Savings Bank96%309 / 32395%$35K293

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 101 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Montgomery County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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