Lender profile · HMDA 2023–2025
The Park National Bank mortgage approval rates & lending data
The Park National Bank decided 7,176 mortgage applications and funded 5,827 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 2,739 / 3,039 | 98% | $205K | 2,698 |
| Home improvement loans | 74% | 1,413 / 1,922 | 98% | $55K | 1,389 |
| Cash-out refinance | 72% | 119 / 166 | 98% | $135K | 117 |
| Refinance | 79% | 1,020 / 1,289 | 98% | $55K | 997 |
| Investment property purchase | 92% | 498 / 541 | 94% | $135K | 469 |
| Investment refinance | 85% | 76 / 89 | 96% | $225K | 73 |
| Investment home improvement | 73% | 81 / 111 | 95% | $125K | 77 |
The Park National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 83% | $135K | 5,990 | 4,870 |
| South Carolina | 81% | $255K | 714 | 568 |
| North Carolina | 88% | $395K | 264 | 225 |
| Kentucky | 76% | $165K | 110 | 83 |
| Florida | 85% | $265K | 47 | 40 |
| Indiana | 71% | $145K | 14 | 10 |
| Georgia | 100% | $235K | 8 | 8 |
| Arizona | 100% | $245K | 6 | 6 |
| Illinois | 67% | $205K | 3 | 2 |
| Pennsylvania | 100% | $315K | 3 | 3 |
| Tennessee | 67% | $135K | 3 | 2 |
| Alabama | 100% | $355K | 2 | 2 |
| Iowa | 100% | $65K | 2 | 2 |
| Michigan | 50% | $115K | 2 | 1 |
| Maryland | 100% | $175K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.