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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Miami County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Miami County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,367 applications were decided by 134 lenders between 2023 and 2025.

Miami County at a glance

134Active lenders19 with 20+ decisions
69.4%Market approval rate949 of 1,367 decided
$135KTypical loanmedian lender, $10K brackets
94%Borrower take-up888 loans funded

How Miami County compares

Approval rate compared
Miami County69.4%Ohio70.0%All 616 counties68.2%
Typical loan compared
Miami County$135KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Miami County, OH, 178 of them.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 95% of 22.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 24% approved of 66Mortgage Research Center, LLC: 26% approved of 23New Day Financial, LLC: 49% approved of 35Carrington Mortgage Services, LLC: 52% approved of 33Nationstar Mortgage LLC: 58% approved of 31GoodLeap, LLC: 65% approved of 31U.S. Bank National Association: 68% approved of 56Pennymac Loan Services, LLC: 68% approved of 22Newrez LLC: 68% approved of 41Fifth Third Bank, National Association: 69% approved of 48Loandepot.Com, LLC: 70% approved of 53Freedom Mortgage Corporation: 73% approved of 44First Financial Bank: 75% approved of 48Rocket Mortgage, LLC: 76% approved of 246Wright-Patt Credit Union, Inc.: 80% approved of 54The Huntington National Bank: 82% approved of 56United Wholesale Mortgage, LLC: 82% approved of 57Union Savings Bank: 83% approved of 35JPMorgan Chase Bank, National Association: 95% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Miami County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%187 / 24695%$135K178
2Amerisave Mortgage Corporation24%16 / 66100%$125K16
3United Wholesale Mortgage, LLCBroker only82%47 / 5796%$205K45
4The Huntington National Bank82%46 / 5687%$95K40
5U.S. Bank National Association68%38 / 56100%$95K38

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 129 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Miami County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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