Lender profile · HMDA 2023–2025
Wright-Patt Credit Union, Inc. mortgage approval rates & lending data
Wright-Patt Credit Union, Inc. decided 17,161 mortgage applications and funded 11,559 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 5,081 / 5,476 | 90% | $195K | 4,549 |
| Home improvement loans | 64% | 4,725 / 7,409 | 89% | $55K | 4,196 |
| Cash-out refinance | 78% | 468 / 600 | 91% | $125K | 426 |
| Refinance | 72% | 2,275 / 3,165 | 92% | $85K | 2,097 |
| Investment property purchase | 93% | 272 / 293 | 85% | $135K | 231 |
| Investment cash-out refinance | 74% | 51 / 69 | 80% | $105K | 41 |
| Investment refinance | 21% | 7 / 34 | 43% | $115K | 3 |
| Investment home improvement | 16% | 18 / 115 | 89% | $75K | 16 |
Wright-Patt Credit Union, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 75% | $85K | 16,948 | 11,401 |
| Kentucky | 93% | $265K | 41 | 35 |
| Indiana | 77% | $225K | 39 | 28 |
| Florida | 82% | $265K | 28 | 19 |
| Michigan | 100% | $245K | 13 | 9 |
| Tennessee | 100% | $425K | 12 | 8 |
| North Carolina | 89% | $355K | 9 | 5 |
| Pennsylvania | 100% | $275K | 9 | 9 |
| South Carolina | 100% | $335K | 8 | 8 |
| Georgia | 86% | $225K | 7 | 6 |
| Illinois | 86% | $175K | 7 | 5 |
| Texas | 33% | $165K | 6 | 2 |
| Arizona | 100% | $175K | 5 | 3 |
| Alabama | 100% | $205K | 3 | 2 |
| Colorado | 33% | — | 3 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.