refinance lenders · HMDA 2023–2025

Refinance lenders in Wake County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Wake County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,229 applications were decided by 368 lenders between 2023 and 2025.

Wake County at a glance

368Active lenders78 with 20+ decisions
79.0%Market approval rate12,025 of 15,229 decided
$225KTypical loanmedian lender, $10K brackets
95%Borrower take-up11,398 loans funded

How Wake County compares

Approval rate compared
Wake County79.0%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Wake County$225KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Wake County, NC, 2,005 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 85.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 9% approved of 47Discover Bank: 35% approved of 235Lakeview Loan Servicing, LLC: 46% approved of 175Spring Eq, LLC: 49% approved of 35Mortgage Research Center, LLC: 49% approved of 88Pentagon Federal Credit Union: 60% approved of 62Truist Bank: 62% approved of 750New American Funding, LLC: 62% approved of 29Fifth Third Bank, National Association: 67% approved of 225First National Bank of Pennsylvania: 68% approved of 496Newrez LLC: 69% approved of 125Navy Federal Credit Union: 70% approved of 63Third Federal Savings And Loan Association Of Cleveland: 70% approved of 219Bank of America, National Association: 72% approved of 388Nbkc Bank: 72% approved of 32U.S. Bank National Association: 74% approved of 31Citizens Bank, National Association: 75% approved of 71State Employees': 75% approved of 2,708United Community Bank: 75% approved of 69COASTAL Federal Credit Union: 77% approved of 1,257Longbridge Financial, LLC: 77% approved of 30First Horizon Bank: 77% approved of 70Onity Mortgage Corporation: 77% approved of 31Milend, Inc.: 78% approved of 40PNC Bank, National Association: 79% approved of 391First-Citizens Bank & Trust Company: 79% approved of 1,172Pinnacle Bank: 79% approved of 38Equity Resources, Inc.: 79% approved of 29Capital Center, L.L.C.: 81% approved of 31Wells Fargo Bank, National Association: 81% approved of 100The Fidelity Bank: 81% approved of 155Civic Federal Credit Union: 81% approved of 91SouthState Bank, National Association: 82% approved of 38Rocket Mortgage, LLC: 84% approved of 591Loandepot.Com, LLC: 85% approved of 61First Bank: 86% approved of 37Mutual of Omaha Mortgage, Inc.: 87% approved of 94Langley Federal Credit Union: 89% approved of 53Sofi Bank, N.A.tional Association: 90% approved of 29Nationstar Mortgage LLC: 90% approved of 39Union Home Mortgage Corp.: 91% approved of 32Finance of America Reverse LLC: 91% approved of 47TowneBank: 92% approved of 59Pennymac Loan Services, LLC: 92% approved of 236Prosperity Home Mortgage, LLC: 92% approved of 53Fairway Independent Mortgage Corporation: 93% approved of 55United Wholesale Mortgage, LLC: 93% approved of 1,767Provident Funding Associates, L.P.: 94% approved of 86Freedom Mortgage Corporation: 96% approved of 311Cmg Mortgage, Inc.: 97% approved of 144JPMorgan Chase Bank, National Association: 97% approved of 88Village Capital & Investment LLC: 97% approved of 103North State Bank: 97% approved of 36Guaranteed Rate, Inc.: 97% approved of 38Sage Home Loans Corporation: 98% approved of 46Corporate Investors Mortgage Group, Inc: 98% approved of 58Movement Mortgage, LLC: 99% approved of 132Crosscountry Mortgage, LLC: 100% approved of 85American Security Mortgage Corp.: 100% approved of 38Gold Star Mortgage Financial Group, Corporation: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Wake County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'75%2,024 / 2,70899%$125K2,005
2United Wholesale Mortgage, LLCBroker only93%1,645 / 1,76798%$495K1,607
3COASTAL Federal Credit Union77%962 / 1,25787%$145K834
4First-Citizens Bank & Trust Company79%921 / 1,17295%$205K872
5Truist Bank62%462 / 75094%$185K433

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 363 more lenders.

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