refinance lenders · HMDA 2023–2025

Refinance lenders in Harnett County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Harnett County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,186 applications were decided by 170 lenders between 2023 and 2025.

Harnett County at a glance

170Active lenders20 with 20+ decisions
80.4%Market approval rate1,757 of 2,186 decided
$315KTypical loanmedian lender, $10K brackets
89%Borrower take-up1,562 loans funded

How Harnett County compares

Approval rate compared
Harnett County80.4%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Harnett County$315KNorth Carolina$205KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Harnett County, NC, 189 of them.

Union Home Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical mortgage refinance here is $315K, 54% larger than the North Carolina typical of $205K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 13% approved of 31Lakeview Loan Servicing, LLC: 48% approved of 50PNC Bank, National Association: 59% approved of 41Truist Bank: 59% approved of 68Carrington Mortgage Services, LLC: 59% approved of 22Mortgage Research Center, LLC: 61% approved of 112State Employees': 65% approved of 240Navy Federal Credit Union: 69% approved of 26First Bank: 70% approved of 30COASTAL Federal Credit Union: 71% approved of 35First-Citizens Bank & Trust Company: 78% approved of 58Newrez LLC: 81% approved of 52Rocket Mortgage, LLC: 83% approved of 106The Fidelity Bank: 91% approved of 22United Wholesale Mortgage, LLC: 92% approved of 274Pennymac Loan Services, LLC: 94% approved of 105Village Capital & Investment LLC: 96% approved of 82Crosscountry Mortgage, LLC: 96% approved of 28Freedom Mortgage Corporation: 97% approved of 257Union Home Mortgage Corp.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Harnett County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%252 / 27487%$325K220
2Freedom Mortgage Corporation97%249 / 25776%$345K189
3State Employees'65%157 / 24099%$85K156
4Mortgage Research Center, LLC61%68 / 112100%$335K68
5Rocket Mortgage, LLC83%88 / 10688%$285K77

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 165 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest mortgage refinance lenders in Harnett County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Harnett County

Nearby markets