refinance lenders · HMDA 2023–2025

Refinance lenders in Durham County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Durham County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,002 applications were decided by 193 lenders between 2023 and 2025.

Durham County at a glance

193Active lenders28 with 20+ decisions
75.3%Market approval rate2,261 of 3,002 decided
$205KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,113 loans funded

How Durham County compares

Approval rate compared
Durham County75.3%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Durham County$205KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Durham County, NC, 436 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 33% approved of 49Mortgage Research Center, LLC: 36% approved of 25Lakeview Loan Servicing, LLC: 44% approved of 36First Horizon Bank: 61% approved of 103Civic Federal Credit Union: 62% approved of 34Fifth Third Bank, National Association: 62% approved of 29Truist Bank: 66% approved of 217State Employees': 67% approved of 651First National Bank of Pennsylvania: 70% approved of 57Bank of America, National Association: 70% approved of 64Mutual of Omaha Mortgage, Inc.: 72% approved of 40Third Federal Savings And Loan Association Of Cleveland: 74% approved of 23Newrez LLC: 75% approved of 28Finance of America Reverse LLC: 76% approved of 25First-Citizens Bank & Trust Company: 77% approved of 180PNC Bank, National Association: 77% approved of 75COASTAL Federal Credit Union: 80% approved of 170Rocket Mortgage, LLC: 84% approved of 149Wells Fargo Bank, National Association: 84% approved of 38United Wholesale Mortgage, LLC: 86% approved of 157Village Capital & Investment LLC: 87% approved of 23The Fidelity Bank: 91% approved of 23Pennymac Loan Services, LLC: 93% approved of 43Freedom Mortgage Corporation: 96% approved of 89Movement Mortgage, LLC: 100% approved of 39JPMorgan Chase Bank, National Association: 100% approved of 38Crosscountry Mortgage, LLC: 100% approved of 24Corporate Investors Mortgage Group, Inc: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Durham County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'67%438 / 651100%$105K436
2Truist Bank66%144 / 21790%$105K130
3First-Citizens Bank & Trust Company77%139 / 18091%$205K126
4COASTAL Federal Credit Union80%136 / 17088%$115K119
5United Wholesale Mortgage, LLCBroker only86%135 / 15799%$365K133

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 188 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Durham County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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