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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Wake County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Wake County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 51,035 applications were decided by 659 lenders between 2023 and 2025.

Wake County at a glance

659Active lenders188 with 20+ decisions
90.9%Market approval rate46,398 of 51,035 decided
$395KTypical loanmedian lender, $10K brackets
97%Borrower take-up45,009 loans funded

How Wake County compares

Approval rate compared
Wake County90.9%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Wake County$395KNorth Carolina$325KAll 616 counties$335K

What the data shows

State Employees' made the most home purchase mortgages in Wake County, NC, 3,249 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 186.

The typical home purchase mortgage here is $395K, 22% larger than the North Carolina typical of $325K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 23% approved of 411Pentagon Federal Credit Union: 48% approved of 180Vanderbilt Mortgage and Finance, Inc.: 57% approved of 905USAA Federal Savings Bank: 69% approved of 221NVR Mortgage Finance, Inc.: 80% approved of 1,254PNC Bank, National Association: 81% approved of 285Bank of America, National Association: 83% approved of 789Dhi Mortgage Company, Ltd.: 85% approved of 965Navy Federal Credit Union: 86% approved of 593Wells Fargo Bank, National Association: 87% approved of 726Mortgage Research Center, LLC: 88% approved of 355U.S. Bank National Association: 88% approved of 174State Employees': 88% approved of 3,742Lennar Mortgage, LLC: 89% approved of 2,660Fifth Third Bank, National Association: 89% approved of 372Truist Bank: 89% approved of 1,287Rocket Mortgage, LLC: 91% approved of 1,726First-Citizens Bank & Trust Company: 91% approved of 943First National Bank of Pennsylvania: 91% approved of 435Loandepot.Com, LLC: 92% approved of 932Pennymac Loan Services, LLC: 92% approved of 493United Community Bank: 92% approved of 293United Wholesale Mortgage, LLC: 93% approved of 2,236COASTAL Federal Credit Union: 93% approved of 885Kbhs Home Loans, LLC: 94% approved of 515Mattamy Home Funding, LLC: 94% approved of 550Pulte Mortgage LLC: 94% approved of 1,345Toll Brothers Mortgage Company: 94% approved of 354GoPrime Mortgage, Inc.: 95% approved of 306Provident Funding Associates, L.P.: 95% approved of 485Velocio Mortgage L.L.C.: 95% approved of 336JPMorgan Chase Bank, National Association: 95% approved of 815Taylor Morrison Home Funding, Inc.: 95% approved of 657TowneBank: 95% approved of 483Newrez LLC: 96% approved of 221North State Bank: 96% approved of 474T2 Financial LLC: 97% approved of 234Zillow Home Loans, LLC: 97% approved of 526Jet Homeloans, Lp: 97% approved of 217Equity Resources, Inc.: 97% approved of 221Towne Mortgage of the Carolinas, LLC: 97% approved of 407Cmg Mortgage, Inc.: 97% approved of 586Fairway Independent Mortgage Corporation: 97% approved of 790Alcova Mortgage LLC: 98% approved of 291Primelending, A Plainscapital Company: 98% approved of 273Cornerstone Capital Bank, Ssb: 98% approved of 235Movement Mortgage, LLC: 98% approved of 1,934First Home Mortgage Corporation: 98% approved of 336Nfm, Inc.: 98% approved of 400Prosperity Home Mortgage, LLC: 99% approved of 773Guaranteed Rate, Inc.: 99% approved of 470American Security Mortgage Corp.: 99% approved of 559Atlantic Bay Mortgage Group, L.L.C.: 99% approved of 271First Heritage Mortgage, LLC: 99% approved of 552Corporate Investors Mortgage Group, Inc: 99% approved of 380Crosscountry Mortgage, LLC: 99% approved of 778The Central Trust Bank: 100% approved of 234Gold Star Mortgage Financial Group, Corporation: 100% approved of 249M/I Financial, LLC: 100% approved of 839Guild Mortgage Company LLC: 100% approved of 186

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Wake County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'88%3,310 / 3,74298%$355K3,249
2Lennar Mortgage, LLC89%2,358 / 2,660100%$395K2,352
3United Wholesale Mortgage, LLCBroker only93%2,073 / 2,23699%$435K2,049
4Movement Mortgage, LLC98%1,899 / 1,93486%$405K1,630
5Rocket Mortgage, LLC91%1,563 / 1,72699%$385K1,546

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 654 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Wake County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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