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investment property lenders · HMDA 2023–2025

Investment property lenders in Randolph County, North Carolina

Fat Boy Data analyzed investment property mortgage activity in Randolph County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 329 applications were decided by 86 lenders between 2023 and 2025.

Randolph County at a glance

86Active lenders4 with 20+ decisions
82.7%Market approval rate272 of 329 decided
$165KTypical loanmedian lender, $10K brackets
94%Borrower take-up257 loans funded

How Randolph County compares

Approval rate compared
Randolph County82.7%North Carolina89.3%All 616 counties87.5%
Typical loan compared
Randolph County$165KNorth Carolina$255KAll 616 counties$255K

What the data shows

Dhi Mortgage Company, Ltd. made the most investment property mortgages in Randolph County, NC, 30 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 89% of 27.

Lenders approved 82.7% of investment property mortgage applications in Randolph County, NC, 6.6 percentage points below the North Carolina rate of 89.3%.

The typical investment property mortgage here is $165K, 35% smaller than the North Carolina typical of $255K.

Investment property lenders in Randolph County

LenderApprovalApprovedTaken upTypical loanLoans made
1Dhi Mortgage Company, Ltd.88%30 / 34100%$175K30
2State Employees'82%23 / 28100%$115K23
3Kiavi Funding, Inc.89%24 / 2796%$175K23
4Vanderbilt Mortgage and Finance, Inc.36%8 / 2250%$65K4
5Bank OZKLimited sample92%12 / 13100%$125K12

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 81 more lenders.

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