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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Mecklenburg County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Mecklenburg County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 46,706 applications were decided by 671 lenders between 2023 and 2025.

Mecklenburg County at a glance

671Active lenders177 with 20+ decisions
90.8%Market approval rate42,421 of 46,706 decided
$375KTypical loanmedian lender, $10K brackets
97%Borrower take-up40,972 loans funded

How Mecklenburg County compares

Approval rate compared
Mecklenburg County90.8%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Mecklenburg County$375KNorth Carolina$325KAll 616 counties$335K

What the data shows

Movement Mortgage, LLC made the most home purchase mortgages in Mecklenburg County, NC, 2,482 of them.

Highlands Residential Mortgage, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 185.

The typical home purchase mortgage here is $375K, 15% larger than the North Carolina typical of $325K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 31% approved of 232Triad Financial Services, Inc.: 40% approved of 268Truliant Federal Credit Union: 64% approved of 262Fifth Third Bank, National Association: 82% approved of 281Bank of America, National Association: 83% approved of 1,738Loandepot.Com, LLC: 83% approved of 1,412NVR Mortgage Finance, Inc.: 84% approved of 1,335State Employees': 84% approved of 1,148Navy Federal Credit Union: 84% approved of 400Founders Federal Credit Union: 85% approved of 504First-Citizens Bank & Trust Company: 87% approved of 436U.S. Bank National Association: 87% approved of 400Regions Bank: 88% approved of 430Mortgage Research Center, LLC: 88% approved of 343Dhi Mortgage Company, Ltd.: 88% approved of 423Newrez LLC: 89% approved of 174First National Bank of Pennsylvania: 89% approved of 1,401PNC Bank, National Association: 89% approved of 291SouthState Bank, National Association: 90% approved of 434Truist Bank: 90% approved of 977Rocket Mortgage, LLC: 90% approved of 2,039Pennymac Loan Services, LLC: 91% approved of 460TD Bank, National Association: 91% approved of 194Wells Fargo Bank, National Association: 91% approved of 1,123Pulte Mortgage LLC: 91% approved of 729Guaranteed Rate, Inc.: 91% approved of 207Nbkc Bank: 92% approved of 175Freedom Mortgage Corporation: 92% approved of 172Inspire Home Loans Inc.: 92% approved of 199Mutual of Omaha Mortgage, Inc.: 93% approved of 231Lennar Mortgage, LLC: 93% approved of 340United Wholesale Mortgage, LLC: 93% approved of 2,480Skyla Federal Credit Union: 93% approved of 169Toll Brothers Mortgage Company: 93% approved of 351Mattamy Home Funding, LLC: 94% approved of 750JPMorgan Chase Bank, National Association: 95% approved of 1,339New American Funding, LLC: 95% approved of 325Taylor Morrison Home Funding, Inc.: 95% approved of 351Cmg Mortgage, Inc.: 95% approved of 276TowneBank: 95% approved of 321American Security Mortgage Corp.: 96% approved of 2,186Provident Funding Associates, L.P.: 96% approved of 325Fairway Independent Mortgage Corporation: 96% approved of 843Sofi Bank, N.A.tional Association: 97% approved of 211Guild Mortgage Company LLC: 98% approved of 413Zillow Home Loans, LLC: 98% approved of 417Plains Commerce Bank: 98% approved of 175Primis Mortgage Company: 98% approved of 372Uwharrie Bank: 98% approved of 267Guaranteed Rate Affinity, LLC: 98% approved of 169Atlantic Coast Mortgage, LLC: 98% approved of 287Primelending, A Plainscapital Company: 98% approved of 184Movement Mortgage, LLC: 98% approved of 2,850Alcova Mortgage LLC: 99% approved of 217Crosscountry Mortgage, LLC: 99% approved of 664Atlantic Bay Mortgage Group, L.L.C.: 99% approved of 1,721Ameris Bank: 99% approved of 179Howard Hanna Financial Services, Inc.: 99% approved of 294M/I Financial, LLC: 100% approved of 208Highlands Residential Mortgage, Ltd.: 100% approved of 185

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Mecklenburg County

LenderApprovalApprovedTaken upTypical loanLoans made
1Movement Mortgage, LLC98%2,805 / 2,85088%$365K2,482
2United Wholesale Mortgage, LLCBroker only93%2,303 / 2,48099%$375K2,269
3American Security Mortgage Corp.96%2,088 / 2,18697%$445K2,030
4Rocket Mortgage, LLC90%1,842 / 2,03999%$375K1,819
5Bank of America, National Association83%1,448 / 1,73894%$355K1,361

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 666 more lenders.

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