Lender profile · HMDA 2023–2025
American Security Mortgage Corp. mortgage approval rates & lending data
American Security Mortgage Corp. decided 7,972 mortgage applications and funded 7,521 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 6,726 / 6,871 | 97% | $385K | 6,502 |
| Cash-out refinance | 97% | 143 / 148 | 94% | $405K | 135 |
| Refinance | 99% | 353 / 356 | 95% | $435K | 337 |
| Investment property purchase | 98% | 515 / 523 | 94% | $295K | 482 |
| Investment cash-out refinance | 92% | 37 / 40 | 92% | $185K | 34 |
| Investment refinance | 100% | 26 / 26 | 92% | $225K | 24 |
American Security Mortgage Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 98% | $425K | 6,973 | 6,576 |
| South Carolina | 99% | $365K | 762 | 723 |
| Virginia | 98% | $665K | 87 | 80 |
| Florida | 97% | $515K | 63 | 56 |
| Georgia | 100% | $465K | 33 | 33 |
| Tennessee | 100% | $305K | 20 | 20 |
| Ohio | 100% | $415K | 14 | 13 |
| Maryland | 100% | $555K | 12 | 12 |
| District of Columbia | 100% | $515K | 4 | 4 |
| Illinois | 100% | $255K | 2 | 2 |
| Mississippi | 100% | $245K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.