HomeNorth CarolinaMecklenburg CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Mecklenburg County, North Carolina

Fat Boy Data analyzed investment cash-out refinance activity in Mecklenburg County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,776 applications were decided by 220 lenders between 2023 and 2025.

Mecklenburg County at a glance

220Active lenders28 with 20+ decisions
73.3%Market approval rate1,302 of 1,776 decided
$205KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,193 loans funded

How Mecklenburg County compares

Approval rate compared
Mecklenburg County73.3%North Carolina71.8%All 616 counties73.1%
Typical loan compared
Mecklenburg County$205KNorth Carolina$195KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Mecklenburg County, NC, 73 of them.

Churchill Funding I LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 37.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 28% approved of 58Deephaven Mortgage LLC: 40% approved of 20Wells Fargo Bank, National Association: 41% approved of 34Homexpress Mortgage Corp.: 49% approved of 51Loandepot.Com, LLC: 52% approved of 33Newrez LLC: 53% approved of 38Lendingone, LLC: 54% approved of 57State Employees': 56% approved of 27Angel Oak Mortgage Solutions LLC: 67% approved of 24Pennymac Loan Services, LLC: 68% approved of 28United Wholesale Mortgage, LLC: 73% approved of 162Champions Funding, LLC: 75% approved of 36Rocket Mortgage, LLC: 76% approved of 102Hometown Equity Mortgage, LLC: 77% approved of 22Amwest Funding Corp.: 78% approved of 23Lima One Capital, LLC: 84% approved of 32Reliance First Capital, LLC: 88% approved of 24Northpointe Bank: 91% approved of 22American Heritage Lending, LLC: 91% approved of 56Loan Funder LLC: 92% approved of 36Bpl Mortgage, LLC: 96% approved of 25Ocmbc, Inc.: 96% approved of 27Movement Mortgage, LLC: 97% approved of 29Churchill Funding I LLC: 100% approved of 37Velocity Commercial Capital, LLC: 100% approved of 34Rf Renovo Management Company, LLC: 100% approved of 31Dominion Financial Services, LLC: 100% approved of 22Citadel Servicing Corporation: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Mecklenburg County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only73%119 / 16297%$205K116
2Rocket Mortgage, LLC76%78 / 10294%$195K73
3Amerisave Mortgage Corporation28%16 / 5894%$95K15
4Lendingone, LLC54%31 / 57100%$205K31
5American Heritage Lending, LLC91%51 / 5680%$205K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 215 more lenders.

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