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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Alamance County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Alamance County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,241 applications were decided by 153 lenders between 2023 and 2025.

Alamance County at a glance

153Active lenders21 with 20+ decisions
66.0%Market approval rate1,480 of 2,241 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,406 loans funded

How Alamance County compares

Approval rate compared
Alamance County66.0%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Alamance County$165KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Alamance County, NC, 358 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 29.

The typical cash-out refinance here is $165K, 15% smaller than the North Carolina typical of $195K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 20% approved of 35Amerisave Mortgage Corporation: 25% approved of 125Lakeview Loan Servicing, LLC: 26% approved of 23New Day Financial, LLC: 29% approved of 63Newrez LLC: 51% approved of 73Carrington Mortgage Services, LLC: 53% approved of 78Wells Fargo Bank, National Association: 58% approved of 33Truliant Federal Credit Union: 64% approved of 215Loandepot.Com, LLC: 65% approved of 80Village Capital & Investment LLC: 66% approved of 29State Employees': 68% approved of 134Freedom Mortgage Corporation: 68% approved of 76GoodLeap, LLC: 69% approved of 36United Wholesale Mortgage, LLC: 71% approved of 111Pennymac Loan Services, LLC: 76% approved of 41Rocket Mortgage, LLC: 80% approved of 457Nationstar Mortgage LLC: 81% approved of 43Union Home Mortgage Corp.: 96% approved of 25Truist Bank: 96% approved of 27Movement Mortgage, LLC: 96% approved of 28Reliance First Capital, LLC: 97% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Alamance County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%366 / 45798%$155K358
2Truliant Federal Credit Union64%137 / 21594%$105K129
3State Employees'68%91 / 13499%$205K90
4Amerisave Mortgage Corporation25%31 / 125100%$105K31
5United Wholesale Mortgage, LLCBroker only71%79 / 11197%$215K77

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 148 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Alamance County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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