Investment property lenders in Oswego County, New York
Fat Boy Data analyzed investment property mortgage activity in Oswego County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 400 applications were decided by 92 lenders between 2023 and 2025.
Oswego County at a glance
How Oswego County compares
What the data shows
Community Bank, National Association made the most investment property mortgages in Oswego County, NY, 33 of them.
Fulton Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.
The typical investment property mortgage here is $125K, 73% smaller than the New York typical of $465K.
Investment property lenders in Oswego County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Community Bank, National Association | 82% | 33 / 40 | 100% | $145K | 33 |
| 2 | Fulton Savings Bank | 100% | 32 / 32 | 97% | $115K | 31 |
| 3 | Pathfinder Bank | 100% | 22 / 22 | 95% | $125K | 21 |
| 4 | Geddes Federal Savings and Loan Association | 91% | 20 / 22 | 95% | $205K | 19 |
| 5 | NBT Bank, National AssociationLimited sample | 94% | 17 / 18 | 94% | $125K | 16 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 87 more lenders.
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You are seeing the 5 largest investment property mortgage lenders in Oswego County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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