Lender profile · HMDA 2023–2025
Community Bank, National Association mortgage approval rates & lending data
Community Bank, National Association decided 7,644 mortgage applications and funded 6,351 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 3,122 / 3,594 | 100% | $165K | 3,112 |
| Home improvement loans | 78% | 1,412 / 1,807 | 99% | $55K | 1,403 |
| Refinance | 80% | 899 / 1,121 | 99% | $95K | 886 |
| Investment property purchase | 88% | 756 / 855 | 100% | $145K | 753 |
| Investment refinance | 74% | 94 / 127 | 99% | $155K | 93 |
| Investment home improvement | 75% | 92 / 122 | 100% | $85K | 92 |
Community Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 84% | $165K | 5,824 | 4,855 |
| Pennsylvania | 81% | $145K | 1,420 | 1,146 |
| Vermont | 89% | $95K | 261 | 229 |
| Massachusetts | 87% | $275K | 129 | 111 |
| New Hampshire | 100% | $315K | 8 | 8 |
| Florida | 100% | $345K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.