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investment property lenders · HMDA 2023–2025

Investment property lenders in Jefferson County, New York

Fat Boy Data analyzed investment property mortgage activity in Jefferson County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 512 applications were decided by 79 lenders between 2023 and 2025.

Jefferson County at a glance

79Active lenders7 with 20+ decisions
89.6%Market approval rate459 of 512 decided
$165KTypical loanmedian lender, $10K brackets
94%Borrower take-up430 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County89.6%New York85.2%All 616 counties87.5%
Typical loan compared
Jefferson County$165KNew York$465KAll 616 counties$255K

What the data shows

Carthage Savings And Loan, National Association made the most investment property mortgages in Jefferson County, NY, 70 of them.

Northern Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical investment property mortgage here is $165K, 65% smaller than the New York typical of $465K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%Community Bank, National Association: 85% approved of 60Gouverneur Savings and Loan Association: 91% approved of 22Kiavi Funding, Inc.: 93% approved of 27Carthage Savings And Loan, National Association: 94% approved of 78Movement Mortgage, LLC: 94% approved of 34Watertown Savings Bank: 95% approved of 63Northern Credit Union: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Carthage Savings And Loan, National Association94%73 / 7896%$195K70
2Watertown Savings Bank95%60 / 6395%$255K57
3Community Bank, National Association85%51 / 60100%$165K51
4Movement Mortgage, LLC94%32 / 3475%$145K24
5Kiavi Funding, Inc.93%25 / 2788%$135K22

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 74 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Jefferson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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