HomeNew YorkOswego CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Oswego County, New York

Fat Boy Data analyzed investment cash-out refinance activity in Oswego County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 104 applications were decided by 46 lenders between 2023 and 2025.

Oswego County at a glance

46Active lenders0 with 20+ decisions
77.9%Market approval rate81 of 104 decided
$115KTypical loanmedian lender, $10K brackets
85%Borrower take-up69 loans funded

How Oswego County compares

Approval rate compared
Oswego County77.9%New York76.5%All 616 counties73.1%
Typical loan compared
Oswego County$115KNew York$425KAll 616 counties$205K

What the data shows

Movement Mortgage, LLC made the most investment cash-out refinances in Oswego County, NY, 9 of them.

The typical investment cash-out refinance here is $115K, 73% smaller than the New York typical of $425K.

Investment property cash-out lenders in Oswego County

LenderApprovalApprovedTaken upTypical loanLoans made
1Movement Mortgage, LLCLimited sample93%14 / 1564%$115K9
2Seneca Savings Bank, National AssociationLimited sample100%7 / 7100%$205K7
3AMERICU Credit UnionLimited sample50%3 / 6100%$275K3
4Empower Federal Credit UnionLimited sample60%3 / 5100%$115K3
5Northern Credit UnionLimited sample100%5 / 5100%$135K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 41 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Oswego County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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