Lender profile · HMDA 2023–2025
Geddes Federal Savings and Loan Association mortgage approval rates & lending data
Geddes Federal Savings and Loan Association decided 1,008 mortgage applications and funded 905 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 640 / 664 | 95% | $225K | 606 |
| Home improvement loans | 88% | 167 / 189 | 96% | $75K | 160 |
| Cash-out refinance | 93% | 40 / 43 | 100% | $175K | 40 |
| Refinance | 84% | 21 / 25 | 100% | $95K | 21 |
| Investment property purchase | 94% | 72 / 77 | 94% | $205K | 68 |
Geddes Federal Savings and Loan Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 94% | $225K | 1,008 | 905 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.