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investment property lenders · HMDA 2023–2025

Investment property lenders in Onondaga County, New York

Fat Boy Data analyzed investment property mortgage activity in Onondaga County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,649 applications were decided by 148 lenders between 2023 and 2025.

Onondaga County at a glance

148Active lenders27 with 20+ decisions
85.1%Market approval rate1,404 of 1,649 decided
$145KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,304 loans funded

How Onondaga County compares

Approval rate compared
Onondaga County85.1%New York85.2%All 616 counties87.5%
Typical loan compared
Onondaga County$145KNew York$465KAll 616 counties$255K

What the data shows

Genesee Regional Bank made the most investment property mortgages in Onondaga County, NY, 84 of them.

Sefcu Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 43.

The typical investment property mortgage here is $145K, 69% smaller than the New York typical of $465K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 19% approved of 32Loan Funder LLC: 66% approved of 41KeyBank National Association: 73% approved of 26Kiavi Funding, Inc.: 73% approved of 56Rocket Mortgage, LLC: 83% approved of 35Empower Federal Credit Union: 85% approved of 54Community Bank, National Association: 86% approved of 49United Wholesale Mortgage, LLC: 86% approved of 73NBT Bank, National Association: 88% approved of 40Premium Mortgage Corporation: 88% approved of 25Primelending, A Plainscapital Company: 90% approved of 29Genesee Regional Bank: 91% approved of 97Plaza Home Mortgage, Inc.: 91% approved of 68Movement Mortgage, LLC: 91% approved of 58Hunt Mortgage Corporation: 92% approved of 39AMERICU Credit Union: 93% approved of 67Bpl Mortgage, LLC: 93% approved of 28Geddes Federal Savings and Loan Association: 93% approved of 45Crosscountry Mortgage, LLC: 93% approved of 46Tompkins Bank & Trust: 94% approved of 47Manufacturers and Traders Trust Company: 95% approved of 20Homestead Funding Corp.: 96% approved of 54Sefcu Services, LLC: 100% approved of 43Everett Financial, Inc.: 100% approved of 25Paragon Home Loans Inc.: 100% approved of 23Seneca Savings Bank, National Association: 100% approved of 23Northern Credit Union: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Onondaga County

LenderApprovalApprovedTaken upTypical loanLoans made
1Genesee Regional Bank91%88 / 9795%$165K84
2United Wholesale Mortgage, LLCBroker only86%63 / 73100%$95K63
3Plaza Home Mortgage, Inc.91%62 / 6876%$95K47
4AMERICU Credit Union93%62 / 6798%$125K61
5Movement Mortgage, LLC91%53 / 5881%$135K43

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 143 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Onondaga County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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