Investment property cash-out lenders in Onondaga County, New York
Fat Boy Data analyzed investment cash-out refinance activity in Onondaga County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 425 applications were decided by 72 lenders between 2023 and 2025.
Onondaga County at a glance
How Onondaga County compares
What the data shows
Loan Funder LLC made the most investment cash-out refinances in Onondaga County, NY, 34 of them.
Loan Funder LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 35.
The typical investment cash-out refinance here is $145K, 66% smaller than the New York typical of $425K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property cash-out lenders in Onondaga County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Loan Funder LLC | 100% | 35 / 35 | 97% | $125K | 34 |
| 2 | Lendingone, LLC | 52% | 14 / 27 | 100% | $125K | 14 |
| 3 | Seneca Savings Bank, National Association | 100% | 25 / 25 | 96% | $165K | 24 |
| 4 | AMERICU Credit Union | 82% | 18 / 22 | 100% | $155K | 18 |
| 5 | Empower Federal Credit Union | 48% | 10 / 21 | 100% | $155K | 10 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 67 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Onondaga County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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