Refinance lenders in Onondaga County, New York
Fat Boy Data analyzed mortgage refinance activity in Onondaga County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,716 applications were decided by 109 lenders between 2023 and 2025.
Onondaga County at a glance
How Onondaga County compares
What the data shows
AMERICU Credit Union made the most mortgage refinances in Onondaga County, NY, 323 of them.
Solvay Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.
The typical mortgage refinance here is $105K, 49% smaller than the New York typical of $205K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Onondaga County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | AMERICU Credit Union | 72% | 323 / 447 | 100% | $85K | 323 |
| 2 | Empower Federal Credit Union | 84% | 314 / 375 | 98% | $85K | 307 |
| 3 | Citizens Bank, National Association | 69% | 200 / 291 | 97% | $135K | 194 |
| 4 | Manufacturers and Traders Trust Company | 74% | 187 / 254 | 90% | $105K | 168 |
| 5 | NBT Bank, National Association | 80% | 116 / 145 | 95% | $125K | 110 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 104 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Onondaga County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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