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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Franklin County, Missouri

Fat Boy Data analyzed home purchase mortgage activity in Franklin County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,122 applications were decided by 217 lenders between 2023 and 2025.

Franklin County at a glance

217Active lenders31 with 20+ decisions
90.0%Market approval rate3,710 of 4,122 decided
$215KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,541 loans funded

How Franklin County compares

Approval rate compared
Franklin County90.0%Missouri91.5%All 616 counties87.6%
Typical loan compared
Franklin County$215KMissouri$235KAll 616 counties$335K

What the data shows

Guild Mortgage Company LLC made the most home purchase mortgages in Franklin County, MO, 406 of them.

First State Bank of St. Charles, Missouri approved the highest share of applications among lenders with at least 20 decisions here, 100% of 81.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 21% approved of 42First Community: 74% approved of 106Bank of America, National Association: 76% approved of 29USAA Federal Savings Bank: 78% approved of 27Newrez LLC: 80% approved of 137Plaza Home Mortgage, Inc.: 81% approved of 37First State Community Bank: 82% approved of 125JPMorgan Chase Bank, National Association: 82% approved of 22U.S. Bank National Association: 83% approved of 84Rocket Mortgage, LLC: 84% approved of 98Premier Mortgage Resources, L.L.C.: 86% approved of 22Mortgage Research Center, LLC: 89% approved of 124Citizens Bank: 90% approved of 63Bank of Franklin County: 91% approved of 107Fairway Independent Mortgage Corporation: 91% approved of 46Farmers and Merchants Bank of St. Clair: 92% approved of 63United Wholesale Mortgage, LLC: 93% approved of 107Gershman Investment Corp.: 93% approved of 58Flat Branch Mortgage, Inc.: 95% approved of 215The Central Trust Bank: 95% approved of 79New American Funding, LLC: 95% approved of 88Nations Lending Corporation: 96% approved of 24Sullivan Bank: 96% approved of 222Endeavor Capital, LLC.: 96% approved of 28Guaranteed Rate Affinity, LLC: 97% approved of 33Stifel Bank and Trust: 98% approved of 42Bank of Washington: 98% approved of 219Guild Mortgage Company LLC: 98% approved of 446United Bank of Union: 98% approved of 196Das Acquisition Company, LLC: 99% approved of 198First State Bank of St. Charles, Missouri: 100% approved of 81

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Franklin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guild Mortgage Company LLC98%436 / 44693%$205K406
2Sullivan Bank96%214 / 22291%$195K195
3Bank of Washington98%214 / 21999%$225K211
4Flat Branch Mortgage, Inc.95%204 / 215100%$205K203
5Das Acquisition Company, LLC99%196 / 19889%$225K175

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 212 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Franklin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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