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mortgage lenders · HMDA 2023–2025

Mortgage lenders in St. Charles County, Missouri

Fat Boy Data analyzed home purchase mortgage activity in St. Charles County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 17,603 applications were decided by 387 lenders between 2023 and 2025.

St. Charles County at a glance

387Active lenders106 with 20+ decisions
91.9%Market approval rate16,181 of 17,603 decided
$305KTypical loanmedian lender, $10K brackets
97%Borrower take-up15,731 loans funded

How St. Charles County compares

Approval rate compared
St. Charles County91.9%Missouri91.5%All 616 counties87.6%
Typical loan compared
St. Charles County$305KMissouri$235KAll 616 counties$335K

What the data shows

Guild Mortgage Company LLC made the most home purchase mortgages in St. Charles County, MO, 1,112 of them.

Access Capital Funding, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 77.

The typical home purchase mortgage here is $305K, 30% larger than the Missouri typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 26% approved of 218Vanderbilt Mortgage and Finance, Inc.: 31% approved of 206Triad Financial Services, Inc.: 33% approved of 66Associated Bank, National Association: 63% approved of 134USAA Federal Savings Bank: 70% approved of 74First Community: 79% approved of 707Flagstar Bank, National Association: 79% approved of 58Bank of America, National Association: 82% approved of 168Newrez LLC: 86% approved of 88PNC Bank, National Association: 87% approved of 62U.S. Bank National Association: 88% approved of 435Commerce Bank: 88% approved of 106Wells Fargo Bank, National Association: 88% approved of 91Navy Federal Credit Union: 89% approved of 142Truist Bank: 89% approved of 54Victory Mortgage, L.L.C.: 89% approved of 265Leaderone Financial Corporation: 90% approved of 126Together Credit Union: 90% approved of 144Regions Bank: 90% approved of 147Rocket Mortgage, LLC: 91% approved of 559West Community Credit Union: 92% approved of 60JPMorgan Chase Bank, National Association: 92% approved of 169Primelending, A Plainscapital Company: 92% approved of 51Pennymac Loan Services, LLC: 93% approved of 86Bank of Springfield: 94% approved of 87T2 Financial LLC: 95% approved of 55American Pacific Mortgage Corporation: 95% approved of 323United Wholesale Mortgage, LLC: 95% approved of 1,005Mortgage Research Center, LLC: 95% approved of 311First Bank: 95% approved of 138Guaranteed Rate Affinity, LLC: 95% approved of 402First Horizon Bank: 95% approved of 149Scott Credit Union: 96% approved of 68Carrollton Bank: 96% approved of 177Paramount Bank: 96% approved of 132Jlb Corporation: 96% approved of 82Geneva Financial, LLC: 97% approved of 95Fairway Independent Mortgage Corporation: 97% approved of 195Midwest BankCentre: 97% approved of 66New American Funding, LLC: 97% approved of 878The Bank of Old Monroe: 97% approved of 75Bell Bank: 98% approved of 88Gershman Investment Corp.: 98% approved of 362Nations Lending Corporation: 98% approved of 276U S Wide Financial LLC: 98% approved of 100Endeavor Capital, LLC.: 98% approved of 201Crosscountry Mortgage, LLC: 98% approved of 102Premia Mortgage, LLC: 98% approved of 102First Integrity Mortgage Services, Inc.: 98% approved of 56Das Acquisition Company, LLC: 98% approved of 997Guild Mortgage Company LLC: 99% approved of 1,173Flat Branch Mortgage, Inc.: 99% approved of 979VANTAGE Credit Union: 99% approved of 121First State Bank of St. Charles, Missouri: 99% approved of 508Delmar Financial Company: 99% approved of 267The Central Trust Bank: 99% approved of 327Stifel Bank and Trust: 100% approved of 704Access Capital Funding, L.L.C.: 100% approved of 77Frontier Financial, Inc.: 100% approved of 69Family Finance Mortgage, LLC: 100% approved of 57

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in St. Charles County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guild Mortgage Company LLC99%1,156 / 1,17396%$295K1,112
2United Wholesale Mortgage, LLCBroker only95%953 / 1,00599%$315K948
3Das Acquisition Company, LLC98%981 / 99793%$285K912
4Flat Branch Mortgage, Inc.99%967 / 97999%$285K957
5New American Funding, LLC97%852 / 878100%$295K849

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 382 more lenders.

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Other lending data for St. Charles County

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Nearby markets

All lending in St. Charles CountyCounty overviewMortgage lenders across MissouriStatewideFranklin CountyNearby county