Lender profile · HMDA 2023–2025
Flat Branch Mortgage, Inc. mortgage approval rates & lending data
Flat Branch Mortgage, Inc. decided 23,522 mortgage applications and funded 22,938 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 20,468 / 20,759 | 99% | $225K | 20,250 |
| Home improvement loans | 96% | 77 / 80 | 100% | $155K | 77 |
| Cash-out refinance | 98% | 640 / 651 | 99% | $185K | 634 |
| Refinance | 98% | 922 / 937 | 99% | $295K | 911 |
| Investment property purchase | 99% | 907 / 919 | 99% | $145K | 894 |
| Investment cash-out refinance | 99% | 100 / 101 | 98% | $135K | 98 |
| Investment refinance | 98% | 56 / 57 | 100% | $155K | 56 |
Flat Branch Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 99% | $235K | 9,862 | 9,636 |
| Illinois | 98% | $145K | 3,675 | 3,560 |
| Arkansas | 99% | $285K | 2,923 | 2,865 |
| Kansas | 99% | $195K | 2,070 | 2,014 |
| Oklahoma | 98% | $225K | 1,688 | 1,647 |
| Texas | 98% | $185K | 1,264 | 1,225 |
| Colorado | 100% | $405K | 474 | 466 |
| Iowa | 99% | $185K | 361 | 356 |
| Nebraska | 99% | $285K | 341 | 336 |
| Indiana | 98% | $235K | 331 | 320 |
| Tennessee | 99% | $345K | 137 | 134 |
| Florida | 99% | $315K | 99 | 95 |
| South Carolina | 96% | $325K | 52 | 50 |
| North Carolina | 98% | $255K | 42 | 41 |
| Georgia | 97% | $365K | 29 | 28 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.