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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Jefferson County, Missouri

Fat Boy Data analyzed home purchase mortgage activity in Jefferson County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,889 applications were decided by 274 lenders between 2023 and 2025.

Jefferson County at a glance

274Active lenders76 with 20+ decisions
87.5%Market approval rate9,532 of 10,889 decided
$235KTypical loanmedian lender, $10K brackets
95%Borrower take-up9,074 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County87.5%Missouri91.5%All 616 counties87.6%
Typical loan compared
Jefferson County$235KMissouri$235KAll 616 counties$335K

What the data shows

Guild Mortgage Company LLC made the most home purchase mortgages in Jefferson County, MO, 1,288 of them.

Midwest BankCentre approved the highest share of applications among lenders with at least 20 decisions here, 100% of 67.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 28% approved of 88Tammac Holdings Corporation: 33% approved of 13421St Mortgage Corporation: 34% approved of 390Triad Financial Services, Inc.: 43% approved of 416Zippy Loans, LLC: 47% approved of 62Neighborhood Loans, Inc.: 71% approved of 31USAA Federal Savings Bank: 72% approved of 46Commerce Bank: 75% approved of 59First Community: 75% approved of 230Flagstar Bank, National Association: 77% approved of 44Wells Fargo Bank, National Association: 81% approved of 27Newrez LLC: 82% approved of 239Bank of America, National Association: 84% approved of 67Pennymac Loan Services, LLC: 84% approved of 108First State Community Bank: 85% approved of 234Rocket Mortgage, LLC: 87% approved of 241U.S. Bank National Association: 87% approved of 197Navy Federal Credit Union: 88% approved of 66Plaza Home Mortgage, Inc.: 88% approved of 76Mortgage Research Center, LLC: 92% approved of 237Guaranteed Rate Affinity, LLC: 92% approved of 150Jlb Corporation: 92% approved of 39Homestar Financial Corporation: 93% approved of 27Regions Bank: 93% approved of 83Gershman Investment Corp.: 93% approved of 446Farmers and Merchants Bank of St. Clair: 93% approved of 28United Wholesale Mortgage, LLC: 93% approved of 653Together Credit Union: 93% approved of 143Delmar Financial Company: 93% approved of 88Paramount Bank: 93% approved of 44Victory Mortgage, L.L.C.: 93% approved of 44JPMorgan Chase Bank, National Association: 93% approved of 46Guaranteed Rate, Inc.: 94% approved of 32Ozarks Federal Savings and Loan Association: 94% approved of 136Cardinal Financial Company, Limited Partnership: 94% approved of 70American Pacific Mortgage Corporation: 94% approved of 109First Bank: 96% approved of 46Carrollton Bank: 96% approved of 73New American Funding, LLC: 96% approved of 455City First Mortgage Services, L.L.C.: 96% approved of 55Fairway Independent Mortgage Corporation: 96% approved of 139Leaderone Financial Corporation: 98% approved of 42Das Acquisition Company, LLC: 98% approved of 693Crosscountry Mortgage, LLC: 98% approved of 44Guild Mortgage Company LLC: 98% approved of 1,437Flat Branch Mortgage, Inc.: 98% approved of 353Endeavor Capital, LLC.: 98% approved of 60Geneva Financial, LLC: 98% approved of 61Stifel Bank and Trust: 99% approved of 147Family Finance Mortgage, LLC: 99% approved of 289The Central Trust Bank: 99% approved of 97First State Bank of St. Charles, Missouri: 99% approved of 110Midwest BankCentre: 100% approved of 67Bloomsdale Bank: 100% approved of 66Nations Lending Corporation: 100% approved of 62Primelending, A Plainscapital Company: 100% approved of 43FCB Banks: 100% approved of 39VANTAGE Credit Union: 100% approved of 35Arsenal Credit Union: 100% approved of 33Access Capital Funding, L.L.C.: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guild Mortgage Company LLC98%1,409 / 1,43791%$225K1,288
2Das Acquisition Company, LLC98%677 / 69394%$245K637
3United Wholesale Mortgage, LLCBroker only93%607 / 65399%$255K602
4New American Funding, LLC96%437 / 455100%$235K437
5Gershman Investment Corp.93%414 / 44699%$225K411

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 269 more lenders.

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Other lending data for Jefferson County

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Nearby markets

All lending in Jefferson CountyCounty overviewMortgage lenders across MissouriStatewideFranklin CountyNearby countySt. Louis CountyNearby county