Lender profile · HMDA 2023–2025
Bank of Washington mortgage approval rates & lending data
Bank of Washington decided 399 mortgage applications and funded 373 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 262 / 269 | 99% | $225K | 259 |
| Refinance | 85% | 34 / 40 | 100% | $195K | 34 |
| Investment property purchase | 100% | 53 / 53 | 96% | $125K | 51 |
Bank of Washington lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 95% | $225K | 390 | 364 |
| Oregon | 100% | $625K | 3 | 3 |
| South Carolina | 100% | $305K | 2 | 2 |
| Florida | 100% | $605K | 1 | 1 |
| Illinois | 100% | $345K | 1 | 1 |
| Indiana | 100% | $205K | 1 | 1 |
| Tennessee | 100% | $1.64M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.