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refinance lenders · HMDA 2023–2025

Refinance lenders in Mississippi

Fat Boy Data analyzed mortgage refinance activity in Mississippi to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,244 applications were decided by 256 lenders between 2023 and 2025.

Mississippi at a glance

256Active lenders55 with 20+ decisions
78.6%Market approval rate8,842 of 11,244 decided
$105KTypical loanmedian lender, $10K brackets
92%Borrower take-up8,140 loans funded

How Mississippi compares

Approval rate compared
Mississippi78.6%All 616 counties76.5%
Typical loan compared
Mississippi$105KAll 616 counties$295K

What the data shows

Trustmark Bank made the most mortgage refinances in Mississippi, 1,141 of them.

Gmfs LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 44.

The typical mortgage refinance here is $105K, 64% smaller than the the United States typical of $295K.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 12% approved of 32Amerisave Mortgage Corporation: 18% approved of 44Discover Bank: 30% approved of 159Carrington Mortgage Services, LLC: 33% approved of 42Bank of America, National Association: 34% approved of 35Gulf Coast Community Federal Credit Union: 50% approved of 258Truist Bank: 54% approved of 28Mortgage Research Center, LLC: 55% approved of 226Wells Fargo Bank, National Association: 57% approved of 65Lakeview Loan Servicing, LLC: 58% approved of 132Navy Federal Credit Union: 58% approved of 53Keesler: 59% approved of 184Fairway Independent Mortgage Corporation: 59% approved of 22Pentagon Federal Credit Union: 62% approved of 21Homebridge Financial Services, Inc.: 63% approved of 51Newrez LLC: 63% approved of 173Regions Bank: 64% approved of 923Navigator Cu: 69% approved of 48New American Funding, LLC: 71% approved of 31Bank of Bartlett: 71% approved of 21Royal United Mortgage LLC: 73% approved of 103Loandepot.Com, LLC: 74% approved of 42Rocket Mortgage, LLC: 76% approved of 566First Horizon Bank: 76% approved of 55Renasant Bank: 76% approved of 242Mutual of Omaha Mortgage, Inc.: 77% approved of 39Cadence Bank: 79% approved of 1,228Hancock Whitney Bank: 81% approved of 172Stockton Mortgage Corporation: 82% approved of 39Story Bank DBA Story Financial Partners: 82% approved of 34Guaranty Bank And Trust Company: 83% approved of 30Trustmark Bank: 85% approved of 1,420Planet Home Lending, LLC: 88% approved of 101The Citizens Bank Of Philadelphia, Mississippi: 88% approved of 34PriorityOne Bank: 88% approved of 128United Wholesale Mortgage, LLC: 88% approved of 521Pennymac Loan Services, LLC: 89% approved of 303Cmg Mortgage, Inc.: 89% approved of 54Community Bank of Mississippi: 90% approved of 600The Peoples Bank, Biloxi, Mississippi: 90% approved of 93The First Bank: 91% approved of 44BankPlus: 91% approved of 705Village Capital & Investment LLC: 91% approved of 175Community Mortgage Corporation: 92% approved of 36BankFirst Financial Services: 92% approved of 75Amerihome Mortgage Company, LLC: 92% approved of 50Union Home Mortgage Corp.: 92% approved of 90Origin Bank: 92% approved of 26Merchants & Marine Bank: 93% approved of 27New Day Financial, LLC: 93% approved of 43Nationstar Mortgage LLC: 93% approved of 46Crosscountry Mortgage, LLC: 95% approved of 38Freedom Mortgage Corporation: 96% approved of 550Mortgage Solutions of Colorado, LLC: 96% approved of 25Gmfs LLC: 100% approved of 44

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Mississippi

LenderApprovalApprovedTaken upTypical loanLoans made
1Trustmark Bank85%1,212 / 1,42094%$65K1,141
2Cadence Bank79%974 / 1,22899%$75K960
3Regions Bank64%591 / 92388%$75K520
4BankPlus91%642 / 70595%$75K612
5Community Bank of Mississippi90%541 / 60094%$105K508

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 251 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Mississippi. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Mississippi

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Counties in Mississippi

Hinds CountyCountyHarrison CountyCountyDeSoto CountyCountyRankin CountyCountyJackson CountyCountyMadison CountyCounty