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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Mississippi

Fat Boy Data analyzed home improvement loan activity in Mississippi to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,853 applications were decided by 138 lenders between 2023 and 2025.

Mississippi at a glance

138Active lenders30 with 20+ decisions
54.6%Market approval rate3,739 of 6,853 decided
$55KTypical loanmedian lender, $10K brackets
90%Borrower take-up3,362 loans funded

How Mississippi compares

Approval rate compared
Mississippi54.6%All 616 counties62.7%
Typical loan compared
Mississippi$55KAll 616 counties$75K

What the data shows

Regions Bank made the most home improvement loans in Mississippi, 716 of them.

First South Financial Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.

Lenders approved 54.6% of home improvement loan applications in Mississippi, 8.1 percentage points below the the United States rate of 62.7%.

The typical home improvement loan here is $55K, 27% smaller than the the United States typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 251Truist Bank: 25% approved of 79Bank of America, National Association: 26% approved of 280U.S. Bank National Association: 27% approved of 84Regions Bank: 41% approved of 2,064Keesler: 42% approved of 521Spring Eq, LLC: 49% approved of 95Hope Federal Credit Union: 51% approved of 43Navy Federal Credit Union: 54% approved of 335Pentagon Federal Credit Union: 54% approved of 35Rocket Mortgage, LLC: 57% approved of 49Bank of Bartlett: 58% approved of 38First Horizon Bank: 59% approved of 122Figure Lending LLC: 60% approved of 165Trustmark Bank: 61% approved of 375Pinnacle Bank: 65% approved of 23Hancock Whitney Bank: 68% approved of 356Renasant Bank: 74% approved of 110The First Bank: 75% approved of 32Nationstar Mortgage LLC: 76% approved of 29BankFirst Financial Services: 76% approved of 42PriorityOne Bank: 80% approved of 142BankPlus: 81% approved of 564Community Bank of Mississippi: 81% approved of 290Mutual Credit Union: 83% approved of 24First Federal Savings and Loan Association: 90% approved of 59Origin Bank: 90% approved of 20Fedex Employees Credit Association: 94% approved of 31First South Financial Federal Credit Union: 95% approved of 20Coastal Community Bank: 95% approved of 175

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Mississippi

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank41%846 / 2,06485%$45K716
2BankPlus81%457 / 56496%$65K441
3Keesler42%219 / 52198%$55K215
4Trustmark Bank61%227 / 37593%$45K211
5Hancock Whitney Bank68%241 / 35690%$105K216

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 133 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Mississippi. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Mississippi

Counties in Mississippi