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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Mississippi

Fat Boy Data analyzed investment home improvement loan activity in Mississippi to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 793 applications were decided by 68 lenders between 2023 and 2025.

Mississippi at a glance

68Active lenders6 with 20+ decisions
72.9%Market approval rate578 of 793 decided
$15KTypical loanmedian lender, $10K brackets
94%Borrower take-up544 loans funded

How Mississippi compares

Approval rate compared
Mississippi72.9%All 616 counties51.2%
Typical loan compared
Mississippi$15KAll 616 counties$115K

What the data shows

Community Bank of Mississippi made the most investment home improvement loans in Mississippi, 280 of them.

That is 51% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

Community Bank of Mississippi approved the highest share of applications among lenders with at least 20 decisions here, 96% of 303.

Lenders approved 72.9% of investment home improvement loan applications in Mississippi, 21.7 percentage points above the the United States rate of 51.2%.

The typical investment home improvement loan here is $15K, 87% smaller than the the United States typical of $115K.

Only 2 lenders here typically write at or below $35K: Community Bank of Mississippi, Trustmark Bank.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Regions Bank: 13% approved of 55Navy Federal Credit Union: 25% approved of 59Cadence Bank: 67% approved of 55Trustmark Bank: 73% approved of 44BankPlus: 82% approved of 45Community Bank of Mississippi: 96% approved of 303

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Mississippi

LenderApprovalApprovedTaken upTypical loanLoans made
1Community Bank of Mississippi96%291 / 30396%$15K280
2Navy Federal Credit Union25%15 / 5993%$55K14
3Regions Bank13%7 / 5557%$25K4
4Cadence Bank67%37 / 5597%$75K36
5BankPlus82%37 / 4589%$65K33

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 63 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Mississippi. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Mississippi

Counties in Mississippi