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mortgage lenders · HMDA 2023–2025

Mortgage lenders in St. Joseph County, Indiana

Fat Boy Data analyzed home purchase mortgage activity in St. Joseph County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,725 applications were decided by 297 lenders between 2023 and 2025.

St. Joseph County at a glance

297Active lenders48 with 20+ decisions
89.5%Market approval rate8,708 of 9,725 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up8,248 loans funded

How St. Joseph County compares

Approval rate compared
St. Joseph County89.5%Indiana88.9%All 616 counties87.6%
Typical loan compared
St. Joseph County$185KIndiana$225KAll 616 counties$335K

What the data shows

Ruoff Mortgage Company, Inc. made the most home purchase mortgages in St. Joseph County, IN, 932 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical home purchase mortgage here is $185K, 18% smaller than the Indiana typical of $225K.

Approval rate of all 48 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 37% approved of 206Triad Financial Services, Inc.: 51% approved of 508Flagstar Bank, National Association: 67% approved of 42Member First Mortgage, LLC: 72% approved of 25KeyBank National Association: 75% approved of 51USAA Federal Savings Bank: 78% approved of 36New American Funding, LLC: 79% approved of 43Wells Fargo Bank, National Association: 82% approved of 38Prosperity Home Mortgage, LLC: 83% approved of 24Interra Credit Union: 84% approved of 32Navy Federal Credit Union: 86% approved of 63PNC Bank, National Association: 86% approved of 65Fifth Third Bank, National Association: 87% approved of 53Rocket Mortgage, LLC: 87% approved of 364Van Dyk Mortgage Corporation: 87% approved of 31Loandepot.Com, LLC: 88% approved of 24JPMorgan Chase Bank, National Association: 88% approved of 289Centier Bank: 88% approved of 112Lake City Bank: 88% approved of 26First State Bank of Middlebury: 89% approved of 36Honor Credit Union: 89% approved of 28Horizon Bank: 90% approved of 211Northwest Bank: 91% approved of 46Mortgage Research Center, LLC: 91% approved of 231Everwise Credit Union: 92% approved of 4761st Source Bank: 92% approved of 484Everett Financial, Inc.: 92% approved of 66Fairway Independent Mortgage Corporation: 93% approved of 82Old National Bank: 93% approved of 55The Huntington National Bank: 93% approved of 60Zillow Home Loans, LLC: 93% approved of 30Guaranteed Rate, Inc.: 93% approved of 61Hallmark Home Mortgage, LLC: 95% approved of 820Notre Dame Federal Credit Union Corporation: 96% approved of 796Union Home Mortgage Corp.: 96% approved of 128Ruoff Mortgage Company, Inc.: 96% approved of 1,062First Federal Savings Bank: 96% approved of 303Freedom Mortgage Corporation: 96% approved of 28Gvc Mortgage, Inc.: 97% approved of 86United Federal Credit Union: 97% approved of 151Crosscountry Mortgage, LLC: 97% approved of 183United Wholesale Mortgage, LLC: 98% approved of 371Ark-La-Tex Financial Services, LLC.: 98% approved of 59Churchill Mortgage Corporation: 98% approved of 131Cardinal Financial Company, Limited Partnership: 99% approved of 696Inova: 99% approved of 71Movement Mortgage, LLC: 100% approved of 36Point Mortgage Corporation: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in St. Joseph County

LenderApprovalApprovedTaken upTypical loanLoans made
1Ruoff Mortgage Company, Inc.96%1,023 / 1,06291%$175K932
2Hallmark Home Mortgage, LLC95%778 / 820100%$165K777
3Notre Dame Federal Credit Union Corporation96%763 / 79699%$195K752
4Cardinal Financial Company, Limited Partnership99%686 / 69696%$165K662
5Triad Financial Services, Inc.51%259 / 50831%$45K80

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 292 more lenders.

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