HomeIndianaSt. Joseph CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in St. Joseph County, Indiana

Fat Boy Data analyzed cash-out refinance activity in St. Joseph County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,991 applications were decided by 155 lenders between 2023 and 2025.

St. Joseph County at a glance

155Active lenders33 with 20+ decisions
73.3%Market approval rate2,924 of 3,991 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,783 loans funded

How St. Joseph County compares

Approval rate compared
St. Joseph County73.3%Indiana71.0%All 616 counties68.2%
Typical loan compared
St. Joseph County$125KIndiana$135KAll 616 counties$155K

What the data shows

Notre Dame Federal Credit Union Corporation made the most cash-out refinances in St. Joseph County, IN, 585 of them.

First Federal Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 31.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 29% approved of 180Member First Mortgage, LLC: 31% approved of 26Mortgage Research Center, LLC: 32% approved of 37Lakeview Loan Servicing, LLC: 35% approved of 37American Financing Corporation: 36% approved of 22Carrington Mortgage Services, LLC: 40% approved of 125New American Funding, LLC: 45% approved of 38New Day Financial, LLC: 48% approved of 48Newrez LLC: 51% approved of 87Pennymac Loan Services, LLC: 62% approved of 42Loandepot.Com, LLC: 64% approved of 118Mutual of Omaha Mortgage, Inc.: 65% approved of 49KeyBank National Association: 68% approved of 31Wells Fargo Bank, National Association: 70% approved of 33GoodLeap, LLC: 73% approved of 44United Wholesale Mortgage, LLC: 73% approved of 96Crosscountry Mortgage, LLC: 74% approved of 23Everwise Credit Union: 74% approved of 411Freedom Mortgage Corporation: 77% approved of 1021st Source Bank: 79% approved of 159Northwest Bank: 79% approved of 73Rocket Mortgage, LLC: 80% approved of 620Onity Mortgage Corporation: 81% approved of 21Nationstar Mortgage LLC: 81% approved of 75JPMorgan Chase Bank, National Association: 81% approved of 27Ruoff Mortgage Company, Inc.: 84% approved of 91Hallmark Home Mortgage, LLC: 85% approved of 26Flagstar Bank, National Association: 86% approved of 28United Federal Credit Union: 86% approved of 43Notre Dame Federal Credit Union Corporation: 87% approved of 706Lake City Bank: 88% approved of 72Inova: 94% approved of 52First Federal Savings Bank: 97% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in St. Joseph County

LenderApprovalApprovedTaken upTypical loanLoans made
1Notre Dame Federal Credit Union Corporation87%613 / 70695%$75K585
2Rocket Mortgage, LLC80%499 / 62098%$125K491
3Everwise Credit Union74%306 / 41199%$65K304
4Amerisave Mortgage Corporation29%52 / 18096%$105K50
51st Source Bank79%126 / 15986%$125K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 150 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in St. Joseph County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for St. Joseph County

Nearby markets