Lender profile · HMDA 2023–2025
Notre Dame Federal Credit Union Corporation mortgage approval rates & lending data
Notre Dame Federal Credit Union Corporation decided 4,026 mortgage applications and funded 3,451 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,281 / 1,336 | 99% | $195K | 1,267 |
| Home improvement loans | 83% | 824 / 991 | 90% | $65K | 743 |
| Cash-out refinance | 86% | 893 / 1,034 | 95% | $75K | 852 |
| Refinance | 91% | 481 / 527 | 96% | $75K | 460 |
| Investment property purchase | 100% | 75 / 75 | 100% | $215K | 75 |
| Investment cash-out refinance | 80% | 20 / 25 | 100% | $85K | 20 |
Notre Dame Federal Credit Union Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 90% | $75K | 3,431 | 2,973 |
| Arizona | 86% | $125K | 188 | 154 |
| Michigan | 89% | $75K | 157 | 131 |
| Illinois | 92% | $155K | 59 | 49 |
| Florida | 76% | $205K | 33 | 23 |
| California | 75% | $155K | 32 | 24 |
| Texas | 94% | $105K | 16 | 12 |
| Georgia | 73% | $175K | 11 | 8 |
| Colorado | 80% | $135K | 10 | 8 |
| Ohio | 67% | $55K | 9 | 6 |
| Tennessee | 89% | $85K | 9 | 6 |
| New Jersey | 83% | $45K | 6 | 3 |
| North Carolina | 100% | $125K | 5 | 4 |
| Pennsylvania | 80% | $125K | 5 | 3 |
| Louisiana | 100% | $75K | 4 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.