HomeCaliforniaNapa CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Napa County, California

Fat Boy Data analyzed investment cash-out refinance activity in Napa County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 219 applications were decided by 84 lenders between 2023 and 2025.

Napa County at a glance

84Active lenders1 with 20+ decisions
75.8%Market approval rate166 of 219 decided
$485KTypical loanmedian lender, $10K brackets
95%Borrower take-up158 loans funded

How Napa County compares

Approval rate compared
Napa County75.8%California75.0%All 616 counties73.1%
Typical loan compared
Napa County$485KCalifornia$425KAll 616 counties$205K

What the data shows

Guaranteed Rate, Inc. made the most investment cash-out refinances in Napa County, CA, 8 of them.

The typical investment cash-out refinance here is $485K, 14% larger than the California typical of $425K.

Investment property cash-out lenders in Napa County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%17 / 2094%$465K16
2Homexpress Mortgage Corp.Broker only73%8 / 11100%$485K8
3Guaranteed Rate, Inc.Limited sample100%8 / 8100%$755K8
4Arc Home LLCLimited sample71%5 / 7100%$895K5
5RedwoodLimited sample83%5 / 6100%$215K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 79 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Napa County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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