Lender profile · HMDA 2023–2025
Arc Home LLC mortgage approval rates & lending data
Arc Home LLC decided 9,627 mortgage applications and funded 7,668 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 2,325 / 2,902 | 99% | $515K | 2,297 |
| Cash-out refinance | 71% | 721 / 1,009 | 97% | $505K | 700 |
| Refinance | 72% | 242 / 335 | 98% | $625K | 236 |
| Investment property purchase | 86% | 2,819 / 3,269 | 99% | $365K | 2,799 |
| Investment cash-out refinance | 80% | 1,210 / 1,519 | 98% | $345K | 1,186 |
| Investment refinance | 77% | 456 / 593 | 99% | $355K | 450 |
Arc Home LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 80% | $815K | 1,616 | 1,282 |
| Florida | 77% | $335K | 1,414 | 1,072 |
| New York | 83% | $605K | 1,167 | 953 |
| Texas | 79% | $245K | 819 | 640 |
| New Jersey | 85% | $385K | 609 | 505 |
| Arizona | 82% | $375K | 441 | 358 |
| Pennsylvania | 79% | $265K | 391 | 304 |
| Maryland | 75% | $395K | 342 | 250 |
| Virginia | 83% | $515K | 314 | 259 |
| Massachusetts | 88% | $455K | 281 | 245 |
| Connecticut | 91% | $335K | 221 | 197 |
| Ohio | 82% | $175K | 198 | 163 |
| Washington | 87% | $565K | 179 | 152 |
| Colorado | 79% | $395K | 148 | 117 |
| Illinois | 71% | $275K | 134 | 94 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.