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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Napa County, California

Fat Boy Data analyzed investment property refinance activity in Napa County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 154 applications were decided by 66 lenders between 2023 and 2025.

Napa County at a glance

66Active lenders0 with 20+ decisions
79.2%Market approval rate122 of 154 decided
$675KTypical loanmedian lender, $10K brackets
93%Borrower take-up114 loans funded

How Napa County compares

Approval rate compared
Napa County79.2%California76.8%All 616 counties77.7%
Typical loan compared
Napa County$675KCalifornia$555KAll 616 counties$235K

What the data shows

The Loan Store, Inc. made the most investment property refinances in Napa County, CA, 6 of them.

The typical investment property refinance here is $675K, 22% larger than the California typical of $555K.

Investment property refinance lenders in Napa County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%8 / 9100%$675K8
2The Loan Store, Inc.Limited sample100%8 / 875%$725K6
3Bank of America, National AssociationLimited sample57%4 / 7100%$1.16M4
4Rocket Mortgage, LLCLimited sample33%2 / 6100%$535K2
5Cmg Mortgage, Inc.Limited sample83%5 / 6100%$255K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 61 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Napa County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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