HomeCaliforniaSonoma CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Sonoma County, California

Fat Boy Data analyzed investment cash-out refinance activity in Sonoma County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 624 applications were decided by 135 lenders between 2023 and 2025.

Sonoma County at a glance

135Active lenders5 with 20+ decisions
73.9%Market approval rate461 of 624 decided
$355KTypical loanmedian lender, $10K brackets
93%Borrower take-up428 loans funded

How Sonoma County compares

Approval rate compared
Sonoma County73.9%California75.0%All 616 counties73.1%
Typical loan compared
Sonoma County$355KCalifornia$425KAll 616 counties$205K

What the data shows

Redwood made the most investment cash-out refinances in Sonoma County, CA, 39 of them.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 83% of 24.

The typical investment cash-out refinance here is $355K, 16% smaller than the California typical of $425K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Community First Credit Union: 67% approved of 21Homexpress Mortgage Corp.: 70% approved of 43Redwood: 74% approved of 54United Wholesale Mortgage, LLC: 75% approved of 60Rocket Mortgage, LLC: 83% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Sonoma County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only75%45 / 6096%$345K43
2Redwood74%40 / 5498%$135K39
3Homexpress Mortgage Corp.Broker only70%30 / 43100%$505K30
4Rocket Mortgage, LLC83%20 / 24100%$305K20
5Community First Credit Union67%14 / 2193%$105K13

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 130 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Sonoma County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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