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refinance lenders · HMDA 2023–2025

Refinance lenders in Jefferson County, Alabama

Fat Boy Data analyzed mortgage refinance activity in Jefferson County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,478 applications were decided by 237 lenders between 2023 and 2025.

Jefferson County at a glance

237Active lenders47 with 20+ decisions
74.5%Market approval rate4,080 of 5,478 decided
$205KTypical loanmedian lender, $10K brackets
91%Borrower take-up3,712 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County74.5%Alabama77.5%All 616 counties76.5%
Typical loan compared
Jefferson County$205KAlabama$205KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Jefferson County, AL, 721 of them.

Gmfs LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 31% approved of 81Mortgage Research Center, LLC: 46% approved of 69Pentagon Federal Credit Union: 48% approved of 21Lakeview Loan Servicing, LLC: 50% approved of 72Stockton Mortgage Corporation: 55% approved of 20Truist Bank: 59% approved of 75Newrez LLC: 61% approved of 49Citizens Bank, National Association: 62% approved of 21Regions Bank: 65% approved of 1,276SouthState Bank, National Association: 65% approved of 23Wells Fargo Bank, National Association: 68% approved of 74Milend, Inc.: 68% approved of 57PNC Bank, National Association: 70% approved of 263Bank of America, National Association: 71% approved of 31Alatrust Credit Union: 71% approved of 35The Hometown Bank of Alabama: 71% approved of 21First Horizon Bank: 73% approved of 77Mutual of Omaha Mortgage, Inc.: 73% approved of 26Amerihome Mortgage Company, LLC: 74% approved of 42Cadence Bank: 74% approved of 209Trustmark Bank: 75% approved of 68Royal United Mortgage LLC: 75% approved of 69Rocket Mortgage, LLC: 76% approved of 247Loandepot.Com, LLC: 76% approved of 29Nationstar Mortgage LLC: 79% approved of 34Guild Mortgage Company LLC: 81% approved of 26Avadian: 81% approved of 64Renasant Bank: 82% approved of 73Synovus Bank: 82% approved of 158America's First: 85% approved of 232Union Home Mortgage Corp.: 86% approved of 21United Community Bank: 86% approved of 36Planet Home Lending, LLC: 86% approved of 44Bryant Bank: 86% approved of 22United Wholesale Mortgage, LLC: 86% approved of 296Clearpath Lending: 88% approved of 24Village Capital & Investment LLC: 89% approved of 82Pennymac Loan Services, LLC: 91% approved of 134Fairway Independent Mortgage Corporation: 91% approved of 35ServisFirst Bank: 92% approved of 40Freedom Mortgage Corporation: 94% approved of 181Ameris Bank: 96% approved of 23The Loan Store, Inc.: 97% approved of 32Community Bank of Mississippi: 97% approved of 34Gmfs LLC: 100% approved of 34River Bank & Trust: 100% approved of 31Eco Credit Union: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank65%827 / 1,27687%$95K721
2United Wholesale Mortgage, LLCBroker only86%256 / 29695%$285K242
3PNC Bank, National Association70%185 / 26396%$135K178
4Rocket Mortgage, LLC76%187 / 24792%$235K172
5America's First85%197 / 23298%$75K194

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 232 more lenders.

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Other lending data for Jefferson County

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Nearby markets

All lending in Jefferson CountyCounty overviewRefinance across AlabamaStatewideShelby CountyNearby countyTuscaloosa CountyNearby county